# Planifica vs Pichincha Token

The clearest difference is rating: Planifica at 5.0 against Pichincha Token's 2.3. Planifica also leads on iOS requirement (13.0 vs 15.1). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Planifica holds the better App Store score, 5.0 against 2.3. Both are backed by a comparable volume of ratings — 4 and 3 respectively.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 16, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | Planifica | Pichincha Token |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/planifica/id1526205008/reviews)** | [2.3 (3 ratings)](https://appshunter.io/ios/app/pichincha-token/id1537139058/reviews) |
| Number of ratings | **4** | 3 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | Free |
| Size | 29 MB | 32 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Futurfid S.A.](https://appshunter.io/developer/1526205010) | [Banco Pichincha C.A.](https://appshunter.io/developer/996224555) |

## What reviewers say

### Planifica

[App page](https://appshunter.io/ios/app/planifica/id1526205008)

Manage your investment fund contributions through a mobile app or website. Set initial and monthly contributions to reach your financial goals. Funds become available after 12 months with automatic renewal.

**Highlights:** Investment fund registration, Mobile and web access, Initial contribution setup, Monthly contribution planning, Funds available after 12 months, Automatic term renewal

**Features:** macOS Compatibility

**In-app purchases:** none


### Pichincha Token

[App page](https://appshunter.io/ios/app/pichincha-token/id1537139058)

This app provides specialized banking services for businesses to manage liquidity and achieve growth. It enables secure online banking operations by generating security codes to approve transactions.

**Highlights:** Business liquidity management, Secure online banking, Transaction approval codes, Growth support for companies, Cash Management service integration

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Planifica free?

Planifica is free to download, with no in-app purchases.

### Is Pichincha Token free?

Pichincha Token is free to download, with no in-app purchases.

### Which has better reviews, Planifica or Pichincha Token?

Planifica is rated higher. Planifica averages 5.0 out of 5 from 4 ratings, while Pichincha Token averages 2.3 from 3 ratings.

### Do Planifica or Pichincha Token have ads?

Neither Planifica nor Pichincha Token shows ads.

### Which is updated more often, Planifica or Pichincha Token?

Planifica ships an update every 2 months, and Pichincha Token every 2 months. Most recently, Planifica was updated on October 16, 2026 and Pichincha Token on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*