# Planifica vs kamina

The clearest difference is rating: Planifica at 5.0 against kamina's 4.5. Planifica also leads on monetization model (free vs ad-supported). kamina's advantage is update cadence (fortnightly vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Planifica holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 4 and 8 respectively.

Planifica ships an update every 2 months, kamina fortnightly. The most recent releases landed on September 11, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | Planifica | kamina |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/planifica/id1526205008/reviews)** | [4.5 (8 ratings)](https://appshunter.io/ios/app/kamina/id6477297830/reviews) |
| Number of ratings | 4 | **8** |
| Positive reviews | — | 75.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | **Free** | Ad-supported |
| Size | 29 MB | 73 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Futurfid S.A.](https://appshunter.io/developer/1526205010) | [kamina LLC](https://appshunter.io/developer/1728887713) |

## What reviewers say

### Planifica

[App page](https://appshunter.io/ios/app/planifica/id1526205008)

Manage your investment fund contributions through a mobile app or website. Set initial and monthly contributions to reach your financial goals. Funds become available after 12 months with automatic renewal.

**Highlights:** Investment fund registration, Mobile and web access, Initial contribution setup, Monthly contribution planning, Funds available after 12 months, Automatic term renewal

**Features:** macOS Compatibility

**In-app purchases:** none


### kamina

[App page](https://appshunter.io/ios/app/kamina/id6477297830)

This app uses AI and behavioral science to provide personalized financial guidance, helping users overcome financial crises and reduce debt. It offers a financial diagnosis with tailored recommendations and tools to track income, expenses, and debts.

**Highlights:** AI-driven personalized financial advice, Financial diagnosis and recommendations, Expense, debt, and income tracking, Behavioral science integration, Partnerships with financial institutions

**In-app purchases:** none


## Frequently asked questions

### Is Planifica free?

Planifica is free to download, with no in-app purchases.

### Is kamina free?

kamina is free to download, with no in-app purchases.

### Which has better reviews, Planifica or kamina?

Planifica is rated higher. Planifica averages 5.0 out of 5 from 4 ratings, while kamina averages 4.5 from 8 ratings.

### Do Planifica or kamina have ads?

Neither Planifica nor kamina shows ads.

### Which is updated more often, Planifica or kamina?

Planifica ships an update every 2 months, and kamina fortnightly. Most recently, Planifica was updated on September 11, 2026 and kamina on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*