# Planifica vs Alba AI

The clearest difference is in-app purchases: Planifica at none against Alba AI's 6. Planifica also leads on ads (none vs shown) and ratings volume (4 vs 1). Alba AI's advantage is update cadence (weekly vs every 2 months). On price, rating and device support there is nothing between them.

Both are free to download. Alba AI sells 6 in-app purchases, starting at $2.99 per month. Planifica asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Planifica against 5.0 for Alba AI. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

Planifica ships an update every 2 months, Alba AI weekly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Planifica | Alba AI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (4 ratings)](https://appshunter.io/ios/app/planifica/id1526205008/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/alba-ai-asistente-financiero/id6670346235/reviews) |
| Number of ratings | **4** | 1 |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | **Free** | Freemium |
| Size | 29 MB | 100 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Futurfid S.A.](https://appshunter.io/developer/1526205010) | [Alba Innovations, LLC](https://appshunter.io/developer/1833116315) |

## What reviewers say

### Planifica

[App page](https://appshunter.io/ios/app/planifica/id1526205008)

Manage your investment fund contributions through a mobile app or website. Set initial and monthly contributions to reach your financial goals. Funds become available after 12 months with automatic renewal.

**Highlights:** Investment fund registration, Mobile and web access, Initial contribution setup, Monthly contribution planning, Funds available after 12 months, Automatic term renewal

**Features:** macOS Compatibility

**In-app purchases:** none


### Alba AI

[App page](https://appshunter.io/ios/app/alba-ai-asistente-financiero/id6670346235)

Effortlessly manage your money with automatic transaction tracking and a WhatsApp-based financial advisor. Get alerts for important movements and share expenses with others. Simplify your financial life with this secure and intuitive tool.

**Highlights:** Automatic transaction tracking, WhatsApp financial advisor, Expense sharing, Financial movement alerts, Voice and text transaction input

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Alba - Basic | $2.99 | per month |
| Alba - Mensual | $4.99 | per month |
| Alba - Duo | $7.99 | per month |
| Alba - Basic | $24.99 | per year |
| Alba - Anual | $39.99 | per year |
| Alba - Duo | $59.99 | per year |


## Frequently asked questions

### Is Planifica free?

Planifica is free to download, with no in-app purchases.

### Is Alba AI free?

Alba AI is free to download, with in-app purchases available.

### Which has better reviews, Planifica or Alba AI?

Planifica and Alba AI are both rated 5.0 out of 5 on the App Store, from 4 and 1 ratings respectively.

### Do Planifica or Alba AI have ads?

Alba AI shows ads; Planifica does not.

### Which is updated more often, Planifica or Alba AI?

Planifica ships an update every 2 months, and Alba AI weekly. Most recently, Planifica was updated on November 3, 2026 and Alba AI on November 4, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*