# EzDebt Book vs Stack

The clearest difference is ads: Stack at none against EzDebt Book's shown. Stack also leads on monetization model (free vs free with in-app purchases) and review sentiment (100% vs 80%). EzDebt Book's advantage is iOS requirement (13.0 vs 16.0). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. EzDebt Book sells 4 in-app purchases, starting at $1.99 per month and Stack sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.3 for EzDebt Book against 4.3 for Stack. Both are backed by a comparable volume of ratings — 10 and 6 respectively. Written reviews are what separate them: 80% of EzDebt Book's written reviews are positive against 100% of Stack's.

EzDebt Book ships an update monthly, Stack every 6 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | EzDebt Book | Stack |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (10 ratings)](https://appshunter.io/ios/app/ezdebt-book-debt-manager/id1526283952/reviews) | [4.3 (6 ratings)](https://appshunter.io/ios/app/stack-simple-debt-manager/id1673751951/reviews) |
| Number of ratings | **10** | 6 |
| Positive reviews | 80.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 64 MB | 32 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Lek De Yap](https://appshunter.io/developer/1526283954) | [Leon Boettger](https://appshunter.io/developer/1537384790) |

## What reviewers say

### EzDebt Book

[App page](https://appshunter.io/ios/app/ezdebt-book-debt-manager/id1526283952)

Easily track loans and manage debts with reminders and organized contact information. View cash flow, export reports, and secure your financial data with cloud backup and app lock features. Supports multiple currencies and accounts.

**Highlights:** Track loans and debts, Set payment reminders, Manage borrowers and lenders, View cash flow calendar, Export reports (PDF/Excel), Cloud backup and sync, Multi-currency and multi-account support, Secure app lock

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $1.99 | per month |
| Yearly Subscription | $14.99 | per year |
| Upgrade Premium | $5.99 | one-time |
| Lifetime Upgrade | $39.99 | one-time |


### Stack

[App page](https://appshunter.io/ios/app/stack-simple-debt-manager/id1673751951)

Easily track and manage personal finances by categorizing credit and debt across multiple devices. Create separate spaces for different financial situations, share summaries, and use the built-in calculator for complex calculations.

**Highlights:** Categorize credit and debt, Create multiple financial spaces, Share debt summaries, Integrated value calculator, Split expenses easily, App lock with Face ID/Touch ID, Apple Watch app for on-the-go management

**Features:** Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Stack+ | $0.99 | one-time |


## Frequently asked questions

### Is EzDebt Book free?

EzDebt Book is free to download, with in-app purchases available.

### Is Stack free?

Stack is free to download, with in-app purchases available.

### Which has better reviews, EzDebt Book or Stack?

EzDebt Book and Stack are both rated 4.3 out of 5 on the App Store, from 10 and 6 ratings respectively.

### Do EzDebt Book or Stack have ads?

EzDebt Book shows ads; Stack does not.

### Which is updated more often, EzDebt Book or Stack?

EzDebt Book ships an update monthly, and Stack every 6 weeks. Most recently, EzDebt Book was updated on October 24, 2026 and Stack on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*