# atb360 vs m10

atb360 and m10 both sit at 4.8 stars, but that hides the real split: 100% of atb360's written reviews are positive against 48% of m10's. m10's advantage is ratings volume (1.1K vs 5). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for atb360 against 4.8 for m10. That said, the two scores are not equally well evidenced: m10 has 1.1K ratings behind it against 5, so its average is the more settled of the two. Written reviews are what separate them: 100% of atb360's written reviews are positive against 48% of m10's.

atb360 ships an update every 2 weeks, m10 every 8 days. Both last shipped on November 7, 2026.

## The numbers

| Metric | atb360 | m10 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (5 ratings)](https://appshunter.io/ios/app/atb360/id1526429191/reviews) | **[4.8 (1.1K ratings)](https://appshunter.io/ios/app/m10-digital-wallet/id1642308007/reviews)** |
| Number of ratings | 5 | **1.1K** |
| Positive reviews | **100.0% of reviews** | 48.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 8 days** |
| Monetization | Free | Free |
| Size | 263 MB | 275 MB |
| Requires iOS | **15.5** | 15.8 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [AzerTurkBank OJSC](https://appshunter.io/developer/1373759531) | [PashaPay LLC](https://appshunter.io/developer/1456249790) |

## What reviewers say

### atb360

[App page](https://appshunter.io/ios/app/atb360/id1526429191)

This mobile banking app provides 24/7 access to your bank account, allowing you to manage cards, make transfers, pay bills, and track transactions securely. It offers biometric login, card management features, and various communication options with the bank.

**Highlights:** Biometric login (Face ID, fingerprint), Remote banking operations, Card transfers and utility payments, Credit payment execution, Card limit control and modification, Card blocking and unblocking, Add card to Apple Pay

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### m10

[App page](https://appshunter.io/ios/app/m10-digital-wallet/id1642308007)

Manage daily finances easily with this app. Pay bills, send money, earn bonuses, get VAT refunds, and access online loans. Supports over 400 services and offers QR payments.

**Highlights:** Bill payments for over 400 services, Commission-free money transfers, QR code payments and VAT refunds, Bonus earning and redemption, Online loan applications, Automatic payments and reminders

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Useful app
- 💡 Apple Pay integration
- 🚀 Smooth performance

**What reviewers complain about**

- 🐛 Bugs and errors
- 🔒 Security and account issues
- 💳 Limited payment options

**Reported bugs**

- App crashes on launch
- Unable to delete account
- Payment issues with bank cards

**Requested features**

- Offline payment support
- Improved user account management
- Expanded payment methods


## Frequently asked questions

### Is atb360 free?

atb360 is free to download, with no in-app purchases.

### Is m10 free?

m10 is free to download, with no in-app purchases.

### Which has better reviews, atb360 or m10?

m10 is rated higher. atb360 averages 4.8 out of 5 from 5 ratings, while m10 averages 4.8 from 1.1K ratings.

### Do atb360 or m10 have ads?

Neither atb360 nor m10 shows ads.

### Which is updated more often, atb360 or m10?

atb360 ships an update every 2 weeks, and m10 every 8 days. Most recently, atb360 was updated on November 7, 2026 and m10 on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*