# atb360 vs akart

The clearest difference is review sentiment: atb360 at 100% against akart's 29%. atb360 also leads on rating (4.8 vs 4.5). akart's advantage is ratings volume (52 vs 5). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

atb360 holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: akart has 52 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 100% of atb360's written reviews are positive against 29% of akart's.

Both ship on a similar rhythm, roughly every 2 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | atb360 | akart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (5 ratings)](https://appshunter.io/ios/app/atb360/id1526429191/reviews)** | [4.5 (52 ratings)](https://appshunter.io/ios/app/akart/id6472272894/reviews) |
| Number of ratings | 5 | **52** |
| Positive reviews | **100.0% of reviews** | 28.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Free | Free |
| Size | 258 MB | 166 MB |
| Requires iOS | 15.5 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 12+ |
| Developer | [AzerTurkBank OJSC](https://appshunter.io/developer/1373759531) | [Azercell Telecom LLC](https://appshunter.io/developer/1068439011) |

## What reviewers say

### atb360

[App page](https://appshunter.io/ios/app/atb360/id1526429191)

This mobile banking app offers 24/7 access to your finances, allowing for quick registration, biometric login, and remote transaction management. Easily transfer funds, pay bills, manage cards, and access transaction history all from your phone.

**Highlights:** Biometric login (Face ID, fingerprint), Remote banking transactions, Card transfers and utility payments, Credit payment execution, Card management (order, PIN change, limits), Transaction history tracking, Add card to Apple Pay

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### akart

[App page](https://appshunter.io/ios/app/akart/id6472272894)

Manage your finances and make payments with a digital debit card. Easily activate, top up, and use for contactless, online, and in-app purchases. Earn cashback and bonuses on your spending.

**Highlights:** Contactless, in-app, and online payments, Send money by name or phone number, Fast transfers to other bank cards, Monthly cashback and gigabyte bonuses, Easy activation with biometric verification, Add to Apple/Google Wallet, Top up with no commission

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is atb360 free?

atb360 is free to download, with no in-app purchases.

### Is akart free?

akart is free to download, with no in-app purchases.

### Which has better reviews, atb360 or akart?

atb360 is rated higher. atb360 averages 4.8 out of 5 from 5 ratings, while akart averages 4.5 from 52 ratings.

### Do atb360 or akart have ads?

Neither atb360 nor akart shows ads.

### Which is updated more often, atb360 or akart?

atb360 ships an update every 2 weeks, and akart every 2 weeks. Most recently, atb360 was updated on October 24, 2026 and akart on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*