# NZIA Authenticator vs M

The clearest difference is update cadence: NZIA Authenticator at every 3 weeks against M's every 12 months. M's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NZIA Authenticator ships an update every 3 weeks, M every 12 months. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | NZIA Authenticator | M |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/m-tupe-customer/id6468774523/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 12 months |
| Monetization | — | Free |
| Size | 23 MB | 42 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [The Central Bank of The Bahamas](https://appshunter.io/developer/1436713769) | [Tuvalu Telecommunications Corporation](https://appshunter.io/developer/1710547052) |

## What reviewers say

### NZIA Authenticator

[App page](https://appshunter.io/ios/app/nzia-authenticator/id1526433775)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### M

[App page](https://appshunter.io/ios/app/m-tupe-customer/id6468774523)

Manage your finances by shopping, sending, and receiving money. This application provides a convenient way to handle your financial transactions on the go.

**Highlights:** Shop with ease, Send money, Receive money, Manage finances

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is NZIA Authenticator free?

NZIA Authenticator is free to download, with no in-app purchases.

### Is M free?

M is free to download, with no in-app purchases.

### Do NZIA Authenticator or M have ads?

Neither NZIA Authenticator nor M shows ads.

### Which is updated more often, NZIA Authenticator or M?

NZIA Authenticator ships an update every 3 weeks, and M every 12 months. Most recently, NZIA Authenticator was updated on October 27, 2026 and M on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*