# North Star CCU vs PSB Velva

North Star CCU and PSB Velva both sit at 4.8 stars, but that hides the real split: 100% of PSB Velva's written reviews are positive against 75% of North Star CCU's. North Star CCU's advantage is monetization model (free vs free with in-app purchases) and device support (4 vs 2). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for North Star CCU against 4.8 for PSB Velva. Both are backed by a comparable volume of ratings — 627 and 171 respectively. Written reviews are what separate them: 75% of North Star CCU's written reviews are positive against 100% of PSB Velva's.

North Star CCU ships an update every 3 weeks, PSB Velva monthly. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | North Star CCU | PSB Velva |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (627 ratings)](https://appshunter.io/ios/app/north-star-ccu/id1526867534/reviews) | **[4.8 (171 ratings)](https://appshunter.io/ios/app/psb-velva/id1607366247/reviews)** |
| Number of ratings | **627** | 171 |
| Positive reviews | 75.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 68 MB | 197 MB |
| Requires iOS | **15.6** | 18.4 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [North Star Community CU](https://appshunter.io/developer/947045780) | [Peoples State Bank of Velva](https://appshunter.io/developer/1117456579) |

## What reviewers say

### North Star CCU

[App page](https://appshunter.io/ios/app/north-star-ccu/id1526867534)

Manage your finances on the go with this credit union app. It offers secure sign-in, quick balance checks, fund transfers, bill payments, and mobile check deposits. The app also includes accessibility features for neurodiverse users.

**Highlights:** Secure Face ID/Touch ID sign-in, Quick Balance view, Fund transfers, Mobile check deposit, Bill pay, Accessibility features

**Features:** Apple Watch app

**In-app purchases:** none


### PSB Velva

[App page](https://appshunter.io/ios/app/psb-velva/id1607366247)

Aggregate all your financial accounts into one secure view. Organize transactions with tags and notes, set balance alerts, and make payments or transfers. Deposit checks remotely and manage your debit card.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfers, Remote check deposit, Debit card management, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is North Star CCU free?

North Star CCU is free to download, with no in-app purchases.

### Is PSB Velva free?

PSB Velva is free to download, with no in-app purchases.

### Which has better reviews, North Star CCU or PSB Velva?

PSB Velva is rated higher. North Star CCU averages 4.8 out of 5 from 627 ratings, while PSB Velva averages 4.8 from 171 ratings.

### Do North Star CCU or PSB Velva have ads?

Neither North Star CCU nor PSB Velva shows ads.

### Which is updated more often, North Star CCU or PSB Velva?

North Star CCU ships an update every 3 weeks, and PSB Velva monthly. Most recently, North Star CCU was updated on November 7, 2026 and PSB Velva on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*