# Simple.mn vs NetPay by Netcapital

The clearest difference is rating: Simple.mn at 4.1 against NetPay by Netcapital's 3.6. Simple.mn also leads on update cadence (weekly vs every 2 weeks) and ratings volume (42 vs 11). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Simple.mn holds the better App Store score, 4.1 against 3.6. Both are backed by a comparable volume of ratings — 42 and 11 respectively. Written reviews complicate that: 30% of Simple.mn's written reviews are positive against 33% of NetPay by Netcapital's, so the app with the better star average is not the one people write more warmly about.

Simple.mn ships an update weekly, NetPay by Netcapital every 2 weeks. The most recent releases landed on October 29, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Simple.mn | NetPay by Netcapital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (42 ratings)](https://appshunter.io/ios/app/simplemn/id1527026555/reviews)** | [3.6 (11 ratings)](https://appshunter.io/ios/app/netpay-by-netcapital/id1534832850/reviews) |
| Number of ratings | **42** | 11 |
| Positive reviews | 30.0% of reviews | **33.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 weeks |
| Monetization | Free | Free |
| Size | 148 MB | 112 MB |
| Requires iOS | **14.0** | 15.5 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Ashid Capital LLC](https://appshunter.io/developer/1502197416) | [Netcapital Financial Corporation NBFI LLC](https://appshunter.io/developer/1534832852) |

## What reviewers say

### Simple.mn

[App page](https://appshunter.io/ios/app/simplemn/id1527026555)

This finance app features a redesigned user interface for easier navigation and efficient time and energy management. It aims to simplify financial tracking and operations for users.

**Highlights:** Redesigned UI, Time saving, Energy saving, Financial tracking, Simplified operations

**In-app purchases:** none


### NetPay by Netcapital

[App page](https://appshunter.io/ios/app/netpay-by-netcapital/id1534832850)

This mobile service allows users to register, view loan accounts, and track repayment history. It facilitates fee-free loan payments directly through the app via QPay or any bank app. Users can also find branch locations and update their personal information.

**Highlights:** Self-registration via mobile app, View loan account list, Track loan repayment history, Fee-free loan payments via QPay/bank apps, Find branch locations, Update personal information

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Simple.mn free?

Simple.mn is free to download, with no in-app purchases.

### Is NetPay by Netcapital free?

NetPay by Netcapital is free to download, with no in-app purchases.

### Which has better reviews, Simple.mn or NetPay by Netcapital?

Simple.mn is rated higher. Simple.mn averages 4.1 out of 5 from 42 ratings, while NetPay by Netcapital averages 3.6 from 11 ratings.

### Do Simple.mn or NetPay by Netcapital have ads?

Neither Simple.mn nor NetPay by Netcapital shows ads.

### Which is updated more often, Simple.mn or NetPay by Netcapital?

Simple.mn ships an update weekly, and NetPay by Netcapital every 2 weeks. Most recently, Simple.mn was updated on October 29, 2026 and NetPay by Netcapital on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*