# PNB Digital vs GSIS Touch

The clearest difference is rating: GSIS Touch at 3.7 against PNB Digital's 2.3. GSIS Touch also leads on review sentiment (27% vs 7%). PNB Digital's advantage is update cadence (every 3 weeks vs every 3 months) and ratings volume (544 vs 22). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

GSIS Touch holds the better App Store score, 3.7 against 2.3. That said, the two scores are not equally well evidenced: PNB Digital has 544 ratings behind it against 22, so its average is the more settled of the two. Written reviews point the same way: 7% of PNB Digital's written reviews are positive against 27% of GSIS Touch's.

PNB Digital ships an update every 3 weeks, GSIS Touch every 3 months. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | PNB Digital | GSIS Touch |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (544 ratings)](https://appshunter.io/ios/app/pnb-digital/id1527029568/reviews) | **[3.7 (22 ratings)](https://appshunter.io/ios/app/gsis-touch/id1532700340/reviews)** |
| Number of ratings | **544** | 22 |
| Positive reviews | 6.8% of reviews | **26.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 180 MB | 55 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Philippine National Bank](https://appshunter.io/developer/1066651912) | [Government Service Insurance System](https://appshunter.io/developer/1528893264) |

## What reviewers say

### PNB Digital

[App page](https://appshunter.io/ios/app/pnb-digital/id1527029568)

Open a savings account, manage finances, and make payments easily. This app allows users to perform various banking transactions, including sending money, settling bills, and investing, all from their mobile device.

**Highlights:** Open savings accounts, Manage deposit and credit card accounts, Send money via InstaPay and PESONet, Settle bills and top-up eWallets, Invest in UITFs, Cardless ATM withdrawals, Order checkbooks

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Smooth banking experience
- 🔒 Secure transactions
- 👍 User-friendly interface
- 💡 Convenient bill payments

**What reviewers complain about**

- 🐛 Frequent crashes and errors
- 🔒 Restrictive device registration
- 👎 Poor customer support
- 🕰️ Slow response times

**Reported bugs**

- Unable to sign up or register
- Incorrect details error during login
- Unresponsive app during maintenance

**Requested features**

- Password reset option
- Multiple device registration
- Improved transaction history
- International remittance support


### GSIS Touch

[App page](https://appshunter.io/ios/app/gsis-touch/id1532700340)

Access your personal records and stay informed about Government Service Insurance System (GSIS) products and services. This official app is designed for active members, pensioners, and stakeholders to connect with GSIS.

**Highlights:** Access personal records, Information on GSIS products, Information on GSIS services, Official GSIS communication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 👍 Practical to use
- 👍 Informative content
- 👍 Good for basic information

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 App won't open
- 🐛 White screen on launch
- 🐛 Connectivity issues
- 🐛 Repeating notifications

**Reported bugs**

- App crashes after iOS updates
- App won't open after iOS updates
- White screen on launch
- Connectivity issues
- Repeating notifications for past transactions

**Requested features**

- Button to mark all as read or delete in inbox
- Proactive updates for iOS compatibility


## Frequently asked questions

### Is PNB Digital free?

PNB Digital is free to download, with no in-app purchases.

### Is GSIS Touch free?

GSIS Touch is free to download, with no in-app purchases.

### Which has better reviews, PNB Digital or GSIS Touch?

GSIS Touch is rated higher. PNB Digital averages 2.3 out of 5 from 544 ratings, while GSIS Touch averages 3.7 from 22 ratings.

### Do PNB Digital or GSIS Touch have ads?

Neither PNB Digital nor GSIS Touch shows ads.

### Which is updated more often, PNB Digital or GSIS Touch?

PNB Digital ships an update every 3 weeks, and GSIS Touch every 3 months. Most recently, PNB Digital was updated on October 24, 2026 and GSIS Touch on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*