# PNB Digital vs DrukPay

The clearest difference is ratings volume: PNB Digital at 544 against DrukPay's 4. PNB Digital also leads on update cadence (every 3 weeks vs every 2 months). DrukPay's advantage is iOS requirement (13.0 vs 15.0). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DrukPay holds the better App Store score, 2.5 against 2.3. That said, the two scores are not equally well evidenced: PNB Digital has 544 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 7% of PNB Digital's written reviews are positive against 0% of DrukPay's, so the app with the better star average is not the one people write more warmly about.

PNB Digital ships an update every 3 weeks, DrukPay every 2 months. The most recent releases landed on October 24, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | PNB Digital | DrukPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (544 ratings)](https://appshunter.io/ios/app/pnb-digital/id1527029568/reviews) | **[2.5 (4 ratings)](https://appshunter.io/ios/app/drukpay/id1573098938/reviews)** |
| Number of ratings | **544** | 4 |
| Positive reviews | **6.8% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 180 MB | 63 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Philippine National Bank](https://appshunter.io/developer/1066651912) | [DRUK PNB BANK LTD](https://appshunter.io/developer/1347852467) |

## What reviewers say

### PNB Digital

[App page](https://appshunter.io/ios/app/pnb-digital/id1527029568)

Open a savings account, manage finances, and make payments easily. This app allows users to perform various banking transactions, including sending money, settling bills, and investing, all from their mobile device.

**Highlights:** Open savings accounts, Manage deposit and credit card accounts, Send money via InstaPay and PESONet, Settle bills and top-up eWallets, Invest in UITFs, Cardless ATM withdrawals, Order checkbooks

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Smooth banking experience
- 🔒 Secure transactions
- 👍 User-friendly interface
- 💡 Convenient bill payments

**What reviewers complain about**

- 🐛 Frequent crashes and errors
- 🔒 Restrictive device registration
- 👎 Poor customer support
- 🕰️ Slow response times

**Reported bugs**

- Unable to sign up or register
- Incorrect details error during login
- Unresponsive app during maintenance

**Requested features**

- Password reset option
- Multiple device registration
- Improved transaction history
- International remittance support


### DrukPay

[App page](https://appshunter.io/ios/app/drukpay/id1573098938)

Perform banking tasks securely and conveniently from your mobile device. Access Druk PNB banking services, initiate transactions, and manage your accounts with just a few clicks. Requires a stable internet connection for optimal performance.

**Highlights:** Secure banking transactions, Access Druk PNB services, Perform banking tasks remotely, Manage accounts, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PNB Digital free?

PNB Digital is free to download, with no in-app purchases.

### Is DrukPay free?

DrukPay is free to download, with no in-app purchases.

### Which has better reviews, PNB Digital or DrukPay?

DrukPay is rated higher. PNB Digital averages 2.3 out of 5 from 544 ratings, while DrukPay averages 2.5 from 4 ratings.

### Do PNB Digital or DrukPay have ads?

Neither PNB Digital nor DrukPay shows ads.

### Which is updated more often, PNB Digital or DrukPay?

PNB Digital ships an update every 3 weeks, and DrukPay every 2 months. Most recently, PNB Digital was updated on October 24, 2026 and DrukPay on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*