# HiU vs ReFi算账

The clearest difference is review sentiment: ReFi算账 at 100% against HiU's 0%. ReFi算账 also leads on rating (5.0 vs 1.0). HiU's advantage is iOS requirement (13.0 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReFi算账 holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews point the same way: 0% of HiU's written reviews are positive against 100% of ReFi算账's.

HiU ships an update every 3 weeks, ReFi算账 every 2 weeks. The most recent releases landed on October 17, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | HiU | ReFi算账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/hiu/id1527034103/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/refi/id6761893170/reviews)** |
| Number of ratings | 1 | 1 |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 33 MB | 134 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Qingdao Hisense Donghai Commerce Trade Co. Ltd](https://appshunter.io/developer/1188193272) | [Beijing Financial World Technology Co.,Ltd.](https://appshunter.io/developer/923934026) |

## What reviewers say

### HiU

[App page](https://appshunter.io/ios/app/hiu/id1527034103)

This app connects members with a shopping mall, offering exclusive deals, brand updates, and convenient services. Find sales associates, discover new products, and manage your loyalty points and coupons all in one place.

**Highlights:** Find sales associates, Brand館 for new products and updates, Exclusive coupons and deals, Limited-time flash sales, Purchase dining packages, Manage coupons, points, and spending

**Features:** macOS Compatibility

**In-app purchases:** none


### ReFi算账

[App page](https://appshunter.io/ios/app/refi/id6761893170)

This AI-powered financial planning tool creates a dynamic family balance sheet, tracking assets, liabilities, income, and expenses. It uses AI to analyze financial data, providing clear insights and actionable planning advice for families. The app aims to help users understand their current financial situation and plan for the future.

**Highlights:** Dynamic family asset-liability balance sheet, AI financial data analysis, Personalized financial planning advice, Track assets, liabilities, income, and expenses, Clear financial record keeping, Financial data interpretation and support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is HiU free?

HiU is free to download, with no in-app purchases.

### Is ReFi算账 free?

ReFi算账 is free to download, with no in-app purchases.

### Which has better reviews, HiU or ReFi算账?

ReFi算账 is rated higher. HiU averages 1.0 out of 5 from 1 ratings, while ReFi算账 averages 5.0 from 1 ratings.

### Do HiU or ReFi算账 have ads?

Neither HiU nor ReFi算账 shows ads.

### Which is updated more often, HiU or ReFi算账?

HiU ships an update every 3 weeks, and ReFi算账 every 2 weeks. Most recently, HiU was updated on October 17, 2026 and ReFi算账 on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*