# 房贷助手 vs DisciplineTree

The clearest difference is in-app purchases: 房贷助手 at none against DisciplineTree's 3. 房贷助手 also leads on update cadence (every 2 days vs every 6 weeks) and iOS requirement (9.0 vs 13.0). On price, ads and device support there is nothing between them.

Both are free to download. DisciplineTree sells 3 in-app purchases, starting at $0.99 per month. 房贷助手 asks for nothing beyond the download.

房贷助手 ships an update every 2 days, DisciplineTree every 6 weeks. The most recent releases landed on October 25, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | 房贷助手 | DisciplineTree |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 2 days** | Every 6 weeks |
| Monetization | — | Free with in-app purchases |
| Size | 8 MB | 59 MB |
| Requires iOS | **9.0** | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [美月 植](https://appshunter.io/developer/1524241163) | [Chengdu Weicao Youfang Technology Co., Ltd.](https://appshunter.io/developer/1777991470) |

## What reviewers say

### 房贷助手

[App page](https://appshunter.io/ios/app/id1527099488)

**Features:** macOS Compatibility

**In-app purchases:** none


### DisciplineTree

[App page](https://appshunter.io/ios/app/disciplinetree/id6748814592)

This app helps you build positive habits, break bad ones, and track your progress towards personal growth. It uses a tree metaphor to visualize your journey, encouraging daily check-ins and self-reflection to foster self-discipline and achieve your goals.

**Highlights:** Cultivate positive habits, Break bad habits, Daily check-ins and goal streaks, Set clear intentions and achieve goals, Behavior journal for self-reflection, Visualize growth journey

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Membership | $0.99 | per month |
| Annual Membership | $2.99 | per year |
| Lifetime Membership | $7.99 | one-time |


## Frequently asked questions

### Is 房贷助手 free?

房贷助手 is free to download, with no in-app purchases.

### Is DisciplineTree free?

DisciplineTree is free to download, with in-app purchases available.

### Do 房贷助手 or DisciplineTree have ads?

Neither 房贷助手 nor DisciplineTree shows ads.

### Which is updated more often, 房贷助手 or DisciplineTree?

房贷助手 ships an update every 2 days, and DisciplineTree every 6 weeks. Most recently, 房贷助手 was updated on October 25, 2026 and DisciplineTree on October 29, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*