# Halo BCA vs blu by BCA Digital

The clearest difference is rating: blu by BCA Digital at 4.8 against Halo BCA's 3.2. blu by BCA Digital also leads on update cadence (every 8 days vs monthly) and ratings volume (132 vs 16). Halo BCA's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

blu by BCA Digital holds the better App Store score, 4.8 against 3.2. That said, the two scores are not equally well evidenced: blu by BCA Digital has 132 ratings behind it against 16, so its average is the more settled of the two. Written reviews point the same way: 20% of Halo BCA's written reviews are positive against 31% of blu by BCA Digital's.

Halo BCA ships an update monthly, blu by BCA Digital every 8 days. The most recent releases landed on November 3, 2026 and November 11, 2026 respectively.

## The numbers

| Metric | Halo BCA | blu by BCA Digital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (16 ratings)](https://appshunter.io/ios/app/halo-bca/id1527740494/reviews) | **[4.8 (132 ratings)](https://appshunter.io/ios/app/blu-by-bca-digital/id1550237185/reviews)** |
| Number of ratings | 16 | **132** |
| Positive reviews | 20.3% of reviews | **31.4% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Every 8 days** |
| Monetization | **Free** | Ad-supported |
| Size | 241 MB | 372 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [PT. Bank Central Asia Tbk](https://appshunter.io/developer/551587257) | [PT. Bank Digital BCA](https://appshunter.io/developer/1549630938) |

## What reviewers say

### Halo BCA

[App page](https://appshunter.io/ios/app/halo-bca/id1527740494)

This app offers convenient access to banking services, including free customer support via VoIP or chat. Users can manage their accounts, update personal information, track report statuses, and unblock ATM PINs. It supports multiple languages and is accessible globally with an internet connection.

**Highlights:** BCA ID login, Free VoIP and Live Chat customer service, Global accessibility, Multi-language support, Latest info and promos, Verified contact information, Data updates, Report status tracking, Unblock ATM PIN, Customizable OTP delivery

**In-app purchases:** none

**What reviewers like**

- 👍 Helpful for contacting BCA overseas
- 👍 Can call Halo BCA without using pulses
- 👍 Good service and staff
- 👍 Amazing and very helpful
- 👍 Very helpful, no need to go to the bank

**What reviewers complain about**

- 😞 No sound on calls
- 😞 Slow verification email
- 😞 Lost money, balance not returned
- 😞 Difficult facial verification
- 😞 Cannot log in

**Reported bugs**

- No sound on calls
- Verification failed repeatedly
- Balance not returned after failed transaction
- ATM delivery not received
- Call fails or busy

**Requested features**

- Integrate with myBCA
- Make it a feature in myBCA
- Improve integration with myBCA


### blu by BCA Digital

[App page](https://appshunter.io/ios/app/blu-by-bca-digital/id1550237185)

This mobile banking app offers a comprehensive suite of digital financial services, including multiple savings accounts, easy bill payments, and investment options. It provides secure transactions with PIN, password, and biometric authentication, along with 24/7 customer support.

**Highlights:** 20 savings accounts in one, Online group payments up to 50 people, Deposits with no penalty for early withdrawal, QRIS payments, Virtual and debit cards, Cash withdrawal and deposit at BCA ATMs, Investment options

**In-app purchases:** none


## Frequently asked questions

### Is Halo BCA free?

Halo BCA is free to download, with no in-app purchases.

### Is blu by BCA Digital free?

blu by BCA Digital is free to download, with no in-app purchases.

### Which has better reviews, Halo BCA or blu by BCA Digital?

blu by BCA Digital is rated higher. Halo BCA averages 3.2 out of 5 from 16 ratings, while blu by BCA Digital averages 4.8 from 132 ratings.

### Do Halo BCA or blu by BCA Digital have ads?

blu by BCA Digital shows ads; Halo BCA does not.

### Which is updated more often, Halo BCA or blu by BCA Digital?

Halo BCA ships an update monthly, and blu by BCA Digital every 8 days. Most recently, Halo BCA was updated on November 3, 2026 and blu by BCA Digital on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*