# MoniMates vs Préstamos CLOUD

The clearest difference is in-app purchases: MoniMates at none against Préstamos CLOUD's 11. MoniMates also leads on iOS requirement (11.0 vs 13.0). Préstamos CLOUD's advantage is ads (none vs shown) and update cadence (every 2 weeks vs every 5 weeks). On price, review sentiment and device support there is nothing between them.

Both are free to download. Préstamos CLOUD sells 10 in-app purchases, starting at $14.99 per month. MoniMates asks for nothing beyond the download.

MoniMates ships an update every 5 weeks, Préstamos CLOUD every 2 weeks. The most recent releases landed on October 3, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | MoniMates | Préstamos CLOUD |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.4 (21 ratings)](https://appshunter.io/ios/app/prestamos-cloud/id6471036762/reviews)** |
| Number of ratings | — | **21** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 5 weeks | **Every 2 weeks** |
| Monetization | **Ad-supported** | Freemium |
| Size | 84 MB | 47 MB |
| Requires iOS | **11.0** | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [GRANTS PAYMENTSOLUTIONS LTD](https://appshunter.io/developer/1102080403) | [CLOUD SERVICES INTERNATIONAL LLC](https://appshunter.io/developer/1690621750) |

## What reviewers say

### MoniMates

[App page](https://appshunter.io/ios/app/monimates/id1527965789)

Easily send money nationally and internationally with this secure and cost-effective application. It offers competitive rates and low commissions, allowing you to receive funds in GBP and EUR wallets for easy transfer to your bank account.

**Highlights:** Instant fund transfer, National and international transfers, Low commission rates, GBP and EUR wallet support, Secure encrypted messaging, Easy to use interface

**Features:** macOS Compatibility

**In-app purchases:** none


### Préstamos CLOUD

[App page](https://appshunter.io/ios/app/prestamos-cloud/id6471036762)

Manage loans, clients, products, sales, expenses, and interest with automated default calculations. Offers daily data backups and user access control. Ideal for credit companies and micro-lenders.

**Highlights:** Loan management (daily, weekly, monthly), Customer and product management, Sales and expense tracking, Interest and default calculation, User access control, Legal contract creation, Daily data backups

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Plan eco | $14.99 | per month |
| PLAN EMPRENDEDOR | $19.99 | per month |
| PLAN BRONCE | $29.99 | per month |
| PLAN PLATA | $49.99 | per month |
| PLAN ORO | $89.99 | per month |
| Plan eco anual | $161.99 | per year |
| PLAN EMPRENDEDOR ANUAL | $214.99 | per year |
| PLAN BRONCE ANUAL | $324.99 | per year |
| PLAN PLATA ANUAL | $539.00 | per year |
| PLAN GOLD ANUAL | $969.99 | per year |


## Frequently asked questions

### Is MoniMates free?

MoniMates is free to download, with no in-app purchases.

### Is Préstamos CLOUD free?

Préstamos CLOUD is free to download, with in-app purchases available.

### Do MoniMates or Préstamos CLOUD have ads?

MoniMates shows ads; Préstamos CLOUD does not.

### Which is updated more often, MoniMates or Préstamos CLOUD?

MoniMates ships an update every 5 weeks, and Préstamos CLOUD every 2 weeks. Most recently, MoniMates was updated on October 3, 2026 and Préstamos CLOUD on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*