# CreditApp vs Authenticator*

The clearest difference is in-app purchases: CreditApp at none against Authenticator*'s 4. CreditApp also leads on iOS requirement (10.0 vs 14.0). Authenticator*'s advantage is update cadence (every 9 days vs every 7 months). On price, ads and device support there is nothing between them.

Both are free to download. Authenticator* sells 4 in-app purchases, starting at $4.99 per 7 days. CreditApp asks for nothing beyond the download.

CreditApp ships an update every 7 months, Authenticator* every 9 days. The most recent releases landed on September 17, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | CreditApp | Authenticator* |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (10 ratings)](https://appshunter.io/ios/app/authenticator/id6748315527/reviews)** |
| Number of ratings | — | **10** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 7 months | **Every 9 days** |
| Monetization | — | Free with in-app purchases |
| Size | 37 MB | 73 MB |
| Requires iOS | **10.0** | 14.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [backGrid Responsive Technologies SL.](https://appshunter.io/developer/1347866483) | [Arctec](https://appshunter.io/developer/1571513981) |

## What reviewers say

### CreditApp

[App page](https://appshunter.io/ios/app/creditapp/id1528012270)

**In-app purchases:** none


### Authenticator*

[App page](https://appshunter.io/ios/app/authenticator/id6748315527)

This app generates secure two-factor authentication codes for your online accounts. It offers end-to-end encryption, biometric locking, and seamless iCloud backup. Access codes instantly via widgets or Apple Watch, even offline.

**Highlights:** Secure 2FA/MFA code generation, End-to-end encryption, Face ID & PIN lock, iCloud sync & backup, Apple Watch & Home Screen widgets, Offline code generation, Unlimited account support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly PRO | $4.99 | per 7 days |
| Weekly PRO | $4.99 | per 7 days |
| Yearly PRO | $29.99 | per year |
| Lifetime PRO Access | $39.99 | one-time |


## Frequently asked questions

### Is CreditApp free?

CreditApp is free to download, with no in-app purchases.

### Is Authenticator* free?

Authenticator* is free to download, with in-app purchases available.

### Do CreditApp or Authenticator* have ads?

Neither CreditApp nor Authenticator* shows ads.

### Which is updated more often, CreditApp or Authenticator*?

CreditApp ships an update every 7 months, and Authenticator* every 9 days. Most recently, CreditApp was updated on September 17, 2026 and Authenticator* on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*