# Cencosud Scotiabank vs aCerca

The clearest difference is iOS requirement: aCerca at 12.4 against Cencosud Scotiabank's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cencosud Scotiabank ships an update every 3 weeks, aCerca every 5 weeks. The most recent releases landed on October 24, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Cencosud Scotiabank | aCerca |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/cencosud-scotiabank/id1528043621/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 18.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 5 weeks |
| Monetization | Free | — |
| Size | 324 MB | 80 MB |
| Requires iOS | 15.0 | **12.4** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Scotiabank Chile](https://appshunter.io/developer/1110467870) | [ASESORAMIENTO Y DESARROLLO DE SISTEMAS INFORMATICOS SL](https://appshunter.io/developer/1492056928) |

## What reviewers say

### Cencosud Scotiabank

[App page](https://appshunter.io/ios/app/cencosud-scotiabank/id1528043621)

Manage your credit card finances with instant digital card access, cash advances, and secure payment options. Control spending, block cards, and access statements easily.

**Highlights:** Instant digital card, Cash advance requests, Secure bill payments, Card management (block/renew), Debt reordering, Expense tracking, Download statements

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick payments
- 👍 Easy to use
- 👍 Intuitive interface
- 👍 Visible recent movements
- 👍 Clear payment status

**What reviewers complain about**

- 🐛 Payments not updated
- 🐛 App not usable
- 🐛 Facial recognition not working
- 🐛 Purchases not reflected immediately
- 🐛 Incorrect card status

**Reported bugs**

- Payments not updating, showing as current debt
- Facial recognition not functioning for login
- Purchases not reflecting immediately
- App not updated for iPhone 17 Pro Max
- App not downloadable after update prompt

**Requested features**

- Incorporate more user-friendly flows for benefits
- Improve the benefits section
- Add purchase notifications (push or email)
- Add app for Peru
- Improve info on offers, promotions, and discounts


### aCerca

[App page](https://appshunter.io/ios/app/acerca/id1548645139)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Cencosud Scotiabank free?

Cencosud Scotiabank is free to download, with no in-app purchases.

### Is aCerca free?

aCerca is free to download, with no in-app purchases.

### Do Cencosud Scotiabank or aCerca have ads?

Neither Cencosud Scotiabank nor aCerca shows ads.

### Which is updated more often, Cencosud Scotiabank or aCerca?

Cencosud Scotiabank ships an update every 3 weeks, and aCerca every 5 weeks. Most recently, Cencosud Scotiabank was updated on October 24, 2026 and aCerca on October 7, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*