# Cencosud Scotiabank vs Mi_Pass

The clearest difference is rating: Mi_Pass at 4.9 against Cencosud Scotiabank's 4.4. Mi_Pass also leads on ratings volume (1.2K vs 16). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mi_Pass holds the better App Store score, 4.9 against 4.4. That said, the two scores are not equally well evidenced: Mi_Pass has 1.2K ratings behind it against 16, so its average is the more settled of the two. Written reviews point the same way: 18% of Cencosud Scotiabank's written reviews are positive against 23% of Mi_Pass's.

Cencosud Scotiabank ships an update every 3 weeks, Mi_Pass every 5 weeks. Both last shipped on November 7, 2026.

## The numbers

| Metric | Cencosud Scotiabank | Mi_Pass |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (16 ratings)](https://appshunter.io/ios/app/cencosud-scotiabank/id1528043621/reviews) | **[4.9 (1.2K ratings)](https://appshunter.io/ios/app/mi-pass/id6443487726/reviews)** |
| Number of ratings | 16 | **1.2K** |
| Positive reviews | 18.3% of reviews | **23.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 330 MB | 69 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Scotiabank Chile](https://appshunter.io/developer/1110467870) | [Banco de Chile](https://appshunter.io/developer/428949380) |

## What reviewers say

### Cencosud Scotiabank

[App page](https://appshunter.io/ios/app/cencosud-scotiabank/id1528043621)

Manage your credit card finances with instant digital card access, cash advances, and secure payment options. Control spending, block cards, and access statements easily.

**Highlights:** Instant digital card, Cash advance requests, Secure bill payments, Card management (block/renew), Debt reordering, Expense tracking, Download statements

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick payments
- 👍 Easy to use
- 👍 Intuitive interface
- 👍 Visible recent movements
- 👍 Clear payment status

**What reviewers complain about**

- 🐛 Payments not updated
- 🐛 App not usable
- 🐛 Facial recognition not working
- 🐛 Purchases not reflected immediately
- 🐛 Incorrect card status

**Reported bugs**

- Payments not updating, showing as current debt
- Facial recognition not functioning for login
- Purchases not reflecting immediately
- App not updated for iPhone 17 Pro Max
- App not downloadable after update prompt

**Requested features**

- Incorporate more user-friendly flows for benefits
- Improve the benefits section
- Add purchase notifications (push or email)
- Add app for Peru
- Improve info on offers, promotions, and discounts


### Mi_Pass

[App page](https://appshunter.io/ios/app/mi-pass/id6443487726)

Securely authorize banking operations from your smartphone. This app provides a fast, simple, and safe way to validate your identity and approve transactions through your bank's digital channels. Enjoy peace of mind with industry-leading security standards.

**Highlights:** Secure operation authorization, Smartphone identity validation, High industry security standards, Remote transaction approval, Simple registration process, 6-digit authorization code

**In-app purchases:** none

**What reviewers like**

- 💡 Potential for biometric authentication (e.g., Face ID)
- 🚀 Fast and responsive app

**What reviewers complain about**

- 🐛 Frequent app crashes and errors
- 🔒 Issues with phone number verification
- 🔒 Lack of access to app when traveling or using a different device
- 🔋 Potential battery drain issues

**Reported bugs**

- Phone number verification not working
- Inability to complete transactions due to app errors
- App not functioning properly after updates

**Requested features**

- Ability to use app on multiple devices
- Improved phone number verification process
- Biometric authentication options (e.g., Face ID, fingerprint)


## Frequently asked questions

### Is Cencosud Scotiabank free?

Cencosud Scotiabank is free to download, with no in-app purchases.

### Is Mi_Pass free?

Mi_Pass is free to download, with no in-app purchases.

### Which has better reviews, Cencosud Scotiabank or Mi_Pass?

Mi_Pass is rated higher. Cencosud Scotiabank averages 4.4 out of 5 from 16 ratings, while Mi_Pass averages 4.9 from 1.2K ratings.

### Do Cencosud Scotiabank or Mi_Pass have ads?

Neither Cencosud Scotiabank nor Mi_Pass shows ads.

### Which is updated more often, Cencosud Scotiabank or Mi_Pass?

Cencosud Scotiabank ships an update every 3 weeks, and Mi_Pass every 5 weeks. Most recently, Cencosud Scotiabank was updated on November 7, 2026 and Mi_Pass on November 7, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*