# AmenPay vs Paysmart

The clearest difference is rating: AmenPay at 5.0 against Paysmart's 1.0. AmenPay also leads on ads (none vs shown) and monetization model (free vs ad-supported). Paysmart's advantage is update cadence (every 2 weeks vs every 3 months). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AmenPay holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

AmenPay ships an update every 3 months, Paysmart every 2 weeks. The most recent releases landed on October 16, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | AmenPay | Paysmart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/amenpay/id1528149293/reviews)** | [1.0 (2 ratings)](https://appshunter.io/ios/app/paysmart/id1668404663/reviews) |
| Number of ratings | 1 | **2** |
| Positive reviews | — | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 50 MB | 48 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [AMEN BANK](https://appshunter.io/developer/1144455484) | [SOCIETE MONETIQUE TUNISIE](https://appshunter.io/developer/1668404665) |

## What reviewers say

### AmenPay

[App page](https://appshunter.io/ios/app/amenpay/id1528149293)

Manage your digital wallet on the go. Easily create, activate, and load your wallet through various methods. Make secure payments using QR codes or NFC technology, and track your balance and transaction history.

**Highlights:** Create and activate digital wallet, Load wallet via bank account or card, Load wallet via AMEN BANK agencies, Pay with QR code, Pay with NFC, Check wallet balance, View transaction history

**In-app purchases:** none


### Paysmart

[App page](https://appshunter.io/ios/app/paysmart/id1668404663)

Manage and pay your bills digitally with real-time bill viewing and secure online payments. Track your payment history and visualize your spending with a dedicated dashboard. Get support 24/7 for any questions or claims.

**Highlights:** Real-time bill consultation, Automatic favorite bill updates, Secure digital bill payment, Payment history tracking, Spending visualization dashboard, 24/7 support and claims service

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is AmenPay free?

AmenPay is free to download, with no in-app purchases.

### Is Paysmart free?

Paysmart is free to download, with no in-app purchases.

### Which has better reviews, AmenPay or Paysmart?

AmenPay is rated higher. AmenPay averages 5.0 out of 5 from 1 ratings, while Paysmart averages 1.0 from 2 ratings.

### Do AmenPay or Paysmart have ads?

Paysmart shows ads; AmenPay does not.

### Which is updated more often, AmenPay or Paysmart?

AmenPay ships an update every 3 months, and Paysmart every 2 weeks. Most recently, AmenPay was updated on October 16, 2026 and Paysmart on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*