# BOK Financial Exchange vs Smart Data

The clearest difference is rating: Smart Data at 4.4 against BOK Financial Exchange's 2.6. Smart Data also leads on ratings volume (729 vs 8). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Smart Data holds the better App Store score, 4.4 against 2.6. That said, the two scores are not equally well evidenced: Smart Data has 729 ratings behind it against 8, so its average is the more settled of the two. Written reviews complicate that: 25% of BOK Financial Exchange's written reviews are positive against 24% of Smart Data's, so the app with the better star average is not the one people write more warmly about.

BOK Financial Exchange ships an update every 3 weeks, Smart Data monthly. The most recent releases landed on October 8, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | BOK Financial Exchange | Smart Data |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (8 ratings)](https://appshunter.io/ios/app/bok-financial-exchange/id1528208605/reviews) | **[4.4 (729 ratings)](https://appshunter.io/ios/app/smart-data/id1532107828/reviews)** |
| Number of ratings | 8 | **729** |
| Positive reviews | **25.0% of reviews** | 23.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 24 MB | 63 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [BOK Financial Corporation](https://appshunter.io/developer/644541810) | [Mastercard International Incorporated](https://appshunter.io/developer/309754131) |

## What reviewers say

### BOK Financial Exchange

[App page](https://appshunter.io/ios/app/bok-financial-exchange/id1528208605)

Manage your finances on the go with this app. View account balances, transaction history, and receive alerts. You can also submit transfers, stop payments, and deposit checks directly from your mobile device.

**Highlights:** Account balance and transaction history, Configurable alerts and notifications, Transaction review and approval, Fund transfers, Stop payment requests, Mobile check deposit, Branch and ATM locator

**In-app purchases:** none


### Smart Data

[App page](https://appshunter.io/ios/app/smart-data/id1532107828)

Streamline your business expense reporting on the go. Capture receipts with your phone, add justifications, and manage costs from anywhere. This app is a component of your bank's commercial card program.

**Highlights:** Review posted corporate Mastercard expenses, Add receipts using phone camera, Add business justification and allocate costs, Group and manage multiple expenses, Approve expenses and groups

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Great tool for expenses
- 👍 User-friendly app
- 👍 Basic functions work well

**What reviewers complain about**

- 🔒 Inconvenient login process
- 🔒 Unnecessary security for uploads
- 🐛 Constant updates prevent submission
- 🐛 Errors when submitting expenses
- 🐛 Cannot edit submitted expenses

**Reported bugs**

- Login issues
- Uploading receipts issues
- App crashes during receipt import
- Constant error messages
- Submitted expenses cannot be edited

**Requested features**

- Biometric login (Face ID/fingerprint)
- Update required notification
- Storage for pending charge receipts
- Ability to recognize recurring charges
- Autofill password functionality


## Frequently asked questions

### Is BOK Financial Exchange free?

BOK Financial Exchange is free to download, with no in-app purchases.

### Is Smart Data free?

Smart Data is free to download, with no in-app purchases.

### Which has better reviews, BOK Financial Exchange or Smart Data?

Smart Data is rated higher. BOK Financial Exchange averages 2.6 out of 5 from 8 ratings, while Smart Data averages 4.4 from 729 ratings.

### Do BOK Financial Exchange or Smart Data have ads?

Neither BOK Financial Exchange nor Smart Data shows ads.

### Which is updated more often, BOK Financial Exchange or Smart Data?

BOK Financial Exchange ships an update every 3 weeks, and Smart Data monthly. Most recently, BOK Financial Exchange was updated on October 8, 2026 and Smart Data on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*