# Pagando vs Billú

The clearest difference is update cadence: Pagando at fortnightly against Billú's every 5 months. Pagando also leads on review sentiment (69% vs 55%) and ratings volume (15 vs 3). Billú's advantage is iOS requirement (15.0 vs 17.6). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Pagando against 4.7 for Billú. That said, the two scores are not equally well evidenced: Pagando has 15 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 69% of Pagando's written reviews are positive against 55% of Billú's.

Pagando ships an update fortnightly, Billú every 5 months. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Pagando | Billú |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (15 ratings)](https://appshunter.io/ios/app/pagando/id1528416728/reviews)** | [4.7 (3 ratings)](https://appshunter.io/ios/app/billu/id1659675216/reviews) |
| Number of ratings | **15** | 3 |
| Positive reviews | **69.2% of reviews** | 55.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 5 months |
| Monetization | Free | Free |
| Size | 133 MB | 108 MB |
| Requires iOS | 17.6 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [Xc Networks, S.a. De C.v.](https://appshunter.io/developer/1552940014) | [Banca Afirme, S.A., Institucion de Banca Multiple, Afirme Grupo Financiero](https://appshunter.io/developer/1482687484) |

## What reviewers say

### Pagando

[App page](https://appshunter.io/ios/app/pagando/id1528416728)

Manage your personal or business finances with a new account. Make everyday purchases, receive payroll, save for goals, and make payments. Enjoy exclusive benefits and contactless technology for secure transactions.

**Highlights:** Personal and business accounts, Bill payments, Money transfers, Virtual and physical cards, Real-time transaction notifications, Contactless security, Exclusive VIP benefits

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Billú

[App page](https://appshunter.io/ios/app/billu/id1659675216)

Manage your money with a digital debit account offering cashback on purchases and exclusive card designs. Access your finances easily without visiting a branch, with secure online shopping and physical card delivery.

**Highlights:** Debit account opening without branch visit, Digital card for secure online purchases, 1% cashback on participating e-commerce, 35% cashback on U.S.A. merchants, Physical debit card delivered to home, Cash withdrawal at affiliated ATMs without card

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Pagando free?

Pagando is free to download, with no in-app purchases.

### Is Billú free?

Billú is free to download, with no in-app purchases.

### Which has better reviews, Pagando or Billú?

Pagando is rated higher. Pagando averages 4.7 out of 5 from 15 ratings, while Billú averages 4.7 from 3 ratings.

### Do Pagando or Billú have ads?

Neither Pagando nor Billú shows ads.

### Which is updated more often, Pagando or Billú?

Pagando ships an update fortnightly, and Billú every 5 months. Most recently, Pagando was updated on October 29, 2026 and Billú on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*