# Amazon Flex Debit Card vs Split Pay

The clearest difference is review sentiment: Split Pay at 73% against Amazon Flex Debit Card's 17%. Split Pay also leads on rating (4.9 vs 4.7) and update cadence (every 2 weeks vs every 2 months). Amazon Flex Debit Card's advantage is iOS requirement (12.0 vs 16.6). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Split Pay holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 6.8K and 18K respectively. Written reviews point the same way: 17% of Amazon Flex Debit Card's written reviews are positive against 73% of Split Pay's.

Amazon Flex Debit Card ships an update every 2 months, Split Pay every 2 weeks. The most recent releases landed on September 30, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | Amazon Flex Debit Card | Split Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (6.8K ratings)](https://appshunter.io/ios/app/amazon-flex-debit-card/id1528468737/reviews) | **[4.9 (18K ratings)](https://appshunter.io/ios/app/split-pay-split-bills-in-two/id6448634850/reviews)** |
| Number of ratings | 6.8K | **18K** |
| Positive reviews | 16.8% of reviews | **72.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Best chart rank | #195 | **#16** |
| Size | 135 MB | 64 MB |
| Requires iOS | **12.0** | 16.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 12+ | 4+ |
| Developer | [Green Dot Corporation](https://appshunter.io/developer/437092811) | [Visible Ideas](https://appshunter.io/developer/1685211689) |

## What reviewers say

### Amazon Flex Debit Card

[App page](https://appshunter.io/ios/app/amazon-flex-debit-card/id1528468737)

**Currently charting:** #195 Top Free · Finance (US App Store)

Manage your finances on the go with this debit card app. Track spending, earn cash back rewards on fuel and Amazon purchases, and set savings goals. It offers mobile check deposits and access to a large ATM network.

**Highlights:** No monthly fee, Lock card if lost or stolen, Track spending and cash back rewards, Access to 19,000 ATM locations, Mobile check deposits, Set and track savings goals, Categorize personal and business expenses

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💰 Cash back rewards
- ⚡ Instant payouts
- 📲 Convenient mobile app

**What reviewers complain about**

- 🤖 Poor customer service
- 🔒 Security and account issues
- 💳 Unreliable card functionality
- 💸 Excessive fees and limits
- 🕰️ Slow fund availability

**Reported bugs**

- Login and account access problems
- Incorrect account balances and transactions
- Compatibility issues with older devices

**Requested features**

- Add bank account linking
- Enable Apple Pay and Zelle
- Improve app stability and performance


### Split Pay

[App page](https://appshunter.io/ios/app/split-pay-split-bills-in-two/id6448634850)

**Currently charting:** #16 Top Free · Finance, #190 Top Free (US App Store)

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

**Highlights:** Split rent into two payments, Build credit history, Improve budgeting, Works with all payment systems, Autopay functionality, Free credit reporting option

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great service with team members that go above and beyond
- 👍 Easy to use and intuitive
- 💡 Helpful split pay feature
- 🚀 Smooth and seamless process
- 👍 Convenient for budgeting and managing rent payments

**What reviewers complain about**

- 🐛 Delayed rent payments to landlord
- 🐛 Accounts suspended with no explanation
- 🐛 Difficult to get approved for split pay
- 🐛 App crashes and freezes
- 🐛 Lack of integration with property management portals

**Reported bugs**

- Login screen freezes
- Incompatibility with certain bank accounts
- Payments not showing up in app after being processed

**Requested features**

- Ability to change payment dates after initial setup
- Option to adjust second split pay date within 30-day period
- Integration with property management payment portals
- Clearer communication on approval process and reasons for account suspension


## Frequently asked questions

### Is Amazon Flex Debit Card free?

Amazon Flex Debit Card is free to download, with no in-app purchases.

### Is Split Pay free?

Split Pay is free to download, with no in-app purchases.

### Which has better reviews, Amazon Flex Debit Card or Split Pay?

Split Pay is rated higher. Amazon Flex Debit Card averages 4.7 out of 5 from 6.8K ratings, while Split Pay averages 4.9 from 18K ratings.

### Do Amazon Flex Debit Card or Split Pay have ads?

Neither Amazon Flex Debit Card nor Split Pay shows ads.

### Which is updated more often, Amazon Flex Debit Card or Split Pay?

Amazon Flex Debit Card ships an update every 2 months, and Split Pay every 2 weeks. Most recently, Amazon Flex Debit Card was updated on September 30, 2026 and Split Pay on October 2, 2026.

### Which is more popular, Amazon Flex Debit Card or Split Pay?

Amazon Flex Debit Card currently peaks at #195 in the App Store charts, and Split Pay at #16. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*