# CTZPay vs AYA PAY Partner

The clearest difference is rating: AYA PAY Partner at 4.2 against CTZPay's 3.9. CTZPay's advantage is ratings volume (75 vs 20). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AYA PAY Partner holds the better App Store score, 4.2 against 3.9. Both are backed by a comparable volume of ratings — 75 and 20 respectively.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 25, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | CTZPay | AYA PAY Partner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (75 ratings)](https://appshunter.io/ios/app/ctzpay/id1528655111/reviews) | **[4.2 (20 ratings)](https://appshunter.io/ios/app/aya-pay-partner/id6449485948/reviews)** |
| Number of ratings | **75** | 20 |
| Positive reviews | 16.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | Free |
| Size | 59 MB | 94 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CAPITAL CONNECT LIMITED](https://appshunter.io/developer/1528300797) | [AYA Bank](https://appshunter.io/developer/1356605410) |

## What reviewers say

### CTZPay

[App page](https://appshunter.io/ios/app/ctzpay/id1528655111)

This lifestyle application facilitates digital payments for everyday needs like bills, top-ups, and transfers. It also allows users to purchase bus tickets and access exclusive rewards and loyalty promotions.

**Highlights:** Digital payments, Bill payment, Top-up services, Money transfers, Bus ticket purchases, Rewards and loyalty promotions

**Features:** Vision Pro support

**In-app purchases:** none


### AYA PAY Partner

[App page](https://appshunter.io/ios/app/aya-pay-partner/id6449485948)

This app helps businesses manage customer transactions, track employee performance, and optimize financial operations. It offers user-friendly tools for account management and transaction tracking to enhance business efficiency and customer satisfaction.

**Highlights:** Customer transaction assistance, DTR/DSE/Agent management, Merchant network management, Account management, Transaction tracking, Financial operations optimization

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is CTZPay free?

CTZPay is free to download, with no in-app purchases.

### Is AYA PAY Partner free?

AYA PAY Partner is free to download, with no in-app purchases.

### Which has better reviews, CTZPay or AYA PAY Partner?

AYA PAY Partner is rated higher. CTZPay averages 3.9 out of 5 from 75 ratings, while AYA PAY Partner averages 4.2 from 20 ratings.

### Do CTZPay or AYA PAY Partner have ads?

Neither CTZPay nor AYA PAY Partner shows ads.

### Which is updated more often, CTZPay or AYA PAY Partner?

CTZPay ships an update every 2 months, and AYA PAY Partner every 2 months. Most recently, CTZPay was updated on October 25, 2026 and AYA PAY Partner on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*