# CTZPay vs GTB Agent

The clearest difference is rating: GTB Agent at 4.3 against CTZPay's 3.9. CTZPay's advantage is ratings volume (74 vs 3) and review sentiment (17% vs 0%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

GTB Agent holds the better App Store score, 4.3 against 3.9. That said, the two scores are not equally well evidenced: CTZPay has 74 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 17% of CTZPay's written reviews are positive against 0% of GTB Agent's, so the app with the better star average is not the one people write more warmly about.

CTZPay ships an update every 2 months, GTB Agent every 3 months. The most recent releases landed on September 14, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | CTZPay | GTB Agent |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (74 ratings)](https://appshunter.io/ios/app/ctzpay/id1528655111/reviews) | **[4.3 (3 ratings)](https://appshunter.io/ios/app/gtb-agent/id6479807459/reviews)** |
| Number of ratings | **74** | 3 |
| Positive reviews | **16.7% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free | Free |
| Size | 58 MB | 29 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [CAPITAL CONNECT LIMITED](https://appshunter.io/developer/1528300797) | [GLOBAL TREASURE BANK PUBLIC COMPANY LIMITED](https://appshunter.io/developer/1453369860) |

## What reviewers say

### CTZPay

[App page](https://appshunter.io/ios/app/ctzpay/id1528655111)

This lifestyle application facilitates digital payments for everyday needs like bills, top-ups, and transfers. It also allows users to purchase bus tickets and access exclusive rewards and loyalty promotions.

**Highlights:** Digital payments, Bill payment, Top-up services, Money transfers, Bus ticket purchases, Rewards and loyalty promotions

**In-app purchases:** none


### GTB Agent

[App page](https://appshunter.io/ios/app/gtb-agent/id6479807459)

Manage your finances securely and conveniently on the go. This app allows for easy money transfers, instant cash deposits from cards, and efficient bill payments. Enjoy a user-friendly interface and 24/7 customer support for all your banking needs.

**Highlights:** Agent-to-Wallet Transfer, Cash In from MPU Card, Transfer with QR Code, Bill Payment, Secure Transactions, User-Friendly Interface

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CTZPay free?

CTZPay is free to download, with no in-app purchases.

### Is GTB Agent free?

GTB Agent is free to download, with no in-app purchases.

### Which has better reviews, CTZPay or GTB Agent?

GTB Agent is rated higher. CTZPay averages 3.9 out of 5 from 74 ratings, while GTB Agent averages 4.3 from 3 ratings.

### Do CTZPay or GTB Agent have ads?

Neither CTZPay nor GTB Agent shows ads.

### Which is updated more often, CTZPay or GTB Agent?

CTZPay ships an update every 2 months, and GTB Agent every 3 months. Most recently, CTZPay was updated on September 14, 2026 and GTB Agent on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*