# CTZPay vs Pay2U Pay

The clearest difference is rating: Pay2U Pay at 4.5 against CTZPay's 3.9. CTZPay's advantage is ratings volume (74 vs 20). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pay2U Pay holds the better App Store score, 4.5 against 3.9. Both are backed by a comparable volume of ratings — 74 and 20 respectively.

CTZPay ships an update every 2 months, Pay2U Pay every 3 months. The most recent releases landed on September 14, 2026 and September 16, 2026 respectively.

## The numbers

| Metric | CTZPay | Pay2U Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (74 ratings)](https://appshunter.io/ios/app/ctzpay/id1528655111/reviews) | **[4.5 (20 ratings)](https://appshunter.io/ios/app/pay2u-pay/id6737432880/reviews)** |
| Number of ratings | **74** | 20 |
| Positive reviews | 16.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free | Free |
| Size | 58 MB | 36 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [CAPITAL CONNECT LIMITED](https://appshunter.io/developer/1528300797) | [PAY2U COMPANY LIMITED](https://appshunter.io/developer/1776340596) |

## What reviewers say

### CTZPay

[App page](https://appshunter.io/ios/app/ctzpay/id1528655111)

This lifestyle application facilitates digital payments for everyday needs like bills, top-ups, and transfers. It also allows users to purchase bus tickets and access exclusive rewards and loyalty promotions.

**Highlights:** Digital payments, Bill payment, Top-up services, Money transfers, Bus ticket purchases, Rewards and loyalty promotions

**In-app purchases:** none


### Pay2U Pay

[App page](https://appshunter.io/ios/app/pay2u-pay/id6737432880)

Manage your finances with this secure and user-friendly mobile application. Easily transfer money between wallets or use QR codes for quick transactions. It prioritizes your financial security with advanced encryption.

**Highlights:** Wallet-to-wallet transfers, QR code payments, Secure transactions, User-friendly interface, Finance and investment tracking

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is CTZPay free?

CTZPay is free to download, with no in-app purchases.

### Is Pay2U Pay free?

Pay2U Pay is free to download, with no in-app purchases.

### Which has better reviews, CTZPay or Pay2U Pay?

Pay2U Pay is rated higher. CTZPay averages 3.9 out of 5 from 74 ratings, while Pay2U Pay averages 4.5 from 20 ratings.

### Do CTZPay or Pay2U Pay have ads?

Neither CTZPay nor Pay2U Pay shows ads.

### Which is updated more often, CTZPay or Pay2U Pay?

CTZPay ships an update every 2 months, and Pay2U Pay every 3 months. Most recently, CTZPay was updated on September 14, 2026 and Pay2U Pay on September 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*