# CTZPay vs Manu Smart

The clearest difference is iOS requirement: Manu Smart at 13.0 against CTZPay's 15.1. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | CTZPay | Manu Smart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (75 ratings)](https://appshunter.io/ios/app/ctzpay/id1528655111/reviews)** | — |
| Number of ratings | **75** | — |
| Positive reviews | 16.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | — |
| Monetization | Free | — |
| Size | 59 MB | 18 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [CAPITAL CONNECT LIMITED](https://appshunter.io/developer/1528300797) | [Manulife Financial Asia Limited](https://appshunter.io/developer/1205853223) |

## What reviewers say

### CTZPay

[App page](https://appshunter.io/ios/app/ctzpay/id1528655111)

This lifestyle application facilitates digital payments for everyday needs like bills, top-ups, and transfers. It also allows users to purchase bus tickets and access exclusive rewards and loyalty promotions.

**Highlights:** Digital payments, Bill payment, Top-up services, Money transfers, Bus ticket purchases, Rewards and loyalty promotions

**Features:** Vision Pro support

**In-app purchases:** none


### Manu Smart

[App page](https://appshunter.io/ios/app/manu-smart/id6757832803)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is CTZPay free?

CTZPay is free to download, with no in-app purchases.

### Is Manu Smart free?

Manu Smart is free to download, with no in-app purchases.

### Do CTZPay or Manu Smart have ads?

Neither CTZPay nor Manu Smart shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*