# QonaPay vs One Zone jo

QonaPay and One Zone jo are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | QonaPay | One Zone jo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (13 ratings)](https://appshunter.io/ios/app/qonapay/id1528734159/reviews)** | — |
| Number of ratings | **13** | — |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | — |
| Size | 82 MB | 32 MB |
| Requires iOS | 12.0 | 12.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Safaricom Sacco](https://appshunter.io/developer/1528734161) | [Email Solutions Co](https://appshunter.io/developer/848423308) |

## What reviewers say

### QonaPay

[App page](https://appshunter.io/ios/app/qonapay/id1528734159)

Access Sacco banking services from your mobile device. Manage accounts, transfer funds, apply for loans, and pay bills conveniently. Enjoy unlimited access to financial services anytime, anywhere.

**Highlights:** Mobile Money transfers, External and Internal Funds Transfer, Account balance and statement download, Airtime and Utility Bill payments, Loan application and repayment, Manage Standing Orders, Guarantor Management

**In-app purchases:** none


### One Zone jo

[App page](https://appshunter.io/ios/app/one-zone-jo/id1529421715)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is QonaPay free?

QonaPay is free to download, with no in-app purchases.

### Is One Zone jo free?

One Zone jo is free to download, with no in-app purchases.

### Do QonaPay or One Zone jo have ads?

Neither QonaPay nor One Zone jo shows ads.

### Which is updated more often, QonaPay or One Zone jo?

QonaPay ships an update every 2 months, and One Zone jo every 2 months. Most recently, QonaPay was updated on October 24, 2026 and One Zone jo on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*