# QonaPay vs K

The clearest difference is review sentiment: QonaPay at 67% against K's 0%. QonaPay also leads on rating (4.1 vs 2.3) and update cadence (every 2 months vs every 7 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

QonaPay holds the better App Store score, 4.1 against 2.3. Both are backed by a comparable volume of ratings — 9 and 3 respectively. Written reviews point the same way: 67% of QonaPay's written reviews are positive against 0% of K's.

QonaPay ships an update every 2 months, K every 7 months. The most recent releases landed on September 20, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | QonaPay | K |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (9 ratings)](https://appshunter.io/ios/app/qonapay/id1528734159/reviews)** | [2.3 (3 ratings)](https://appshunter.io/ios/app/k-unity-unicash/id1586622155/reviews) |
| Number of ratings | **9** | 3 |
| Positive reviews | **66.7% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 7 months |
| Monetization | Free | Free |
| Size | 82 MB | 39 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Safaricom Sacco](https://appshunter.io/developer/1528734161) | [K-UNITY SACCO](https://appshunter.io/developer/1586622217) |

## What reviewers say

### QonaPay

[App page](https://appshunter.io/ios/app/qonapay/id1528734159)

Access Sacco banking services from your mobile device. Manage accounts, transfer funds, apply for loans, and pay bills conveniently. Enjoy unlimited access to financial services anytime, anywhere.

**Highlights:** Mobile Money transfers, External and Internal Funds Transfer, Account balance and statement download, Airtime and Utility Bill payments, Loan application and repayment, Manage Standing Orders, Guarantor Management

**In-app purchases:** none


### K

[App page](https://appshunter.io/ios/app/k-unity-unicash/id1586622155)

Access your accounts and manage financial products and services directly from your mobile device. This application provides a convenient way for customers to interact with their banking needs.

**Highlights:** Account access, Product and service access, Mobile banking, Financial management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is QonaPay free?

QonaPay is free to download, with no in-app purchases.

### Is K free?

K is free to download, with no in-app purchases.

### Which has better reviews, QonaPay or K?

QonaPay is rated higher. QonaPay averages 4.1 out of 5 from 9 ratings, while K averages 2.3 from 3 ratings.

### Do QonaPay or K have ads?

Neither QonaPay nor K shows ads.

### Which is updated more often, QonaPay or K?

QonaPay ships an update every 2 months, and K every 7 months. Most recently, QonaPay was updated on September 20, 2026 and K on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*