# SBKC Mobile vs UMB Total Wealth

The clearest difference is update cadence: SBKC Mobile at monthly against UMB Total Wealth's every 13 months. UMB Total Wealth's advantage is iOS requirement (16.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SBKC Mobile ships an update monthly, UMB Total Wealth every 13 months. The most recent releases landed on November 3, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | SBKC Mobile | UMB Total Wealth |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (7.8K ratings)](https://appshunter.io/ios/app/sbkc-mobile/id1529156635/reviews)** | — |
| Number of ratings | **7.8K** | — |
| Positive reviews | 74.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 13 months |
| Monetization | Free with in-app purchases | — |
| Size | 198 MB | 22 MB |
| Requires iOS | 18.4 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Security Bank of Kansas City](https://appshunter.io/developer/638383531) | [UMB Financial Corporation](https://appshunter.io/developer/446955888) |

## What reviewers say

### SBKC Mobile

[App page](https://appshunter.io/ios/app/sbkc-mobile/id1529156635)

Aggregate all your financial accounts in one place for easy management. Track transactions, set alerts, make payments, transfer funds, and deposit checks remotely. Secure your account with biometric options.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, Debit card management, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 🚀 Regularly updated
- 👍 Excellent features
- 👍 Convenient mobile deposit
- 👍 Easy to navigate

**What reviewers complain about**

- 🐛 Login issues and account lockouts
- 🐛 Inconsistent check deposit experience
- 🔋 High battery consumption

**Reported bugs**

- Login failures and account lockouts
- Inconsistent check deposit functionality

**Requested features**

- Improve check deposit reliability
- Increase mobile deposit limits
- Provide better customer support access


### UMB Total Wealth

[App page](https://appshunter.io/ios/app/umb-total-wealth/id1601705355)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is SBKC Mobile free?

SBKC Mobile is free to download, with no in-app purchases.

### Is UMB Total Wealth free?

UMB Total Wealth is free to download, with no in-app purchases.

### Do SBKC Mobile or UMB Total Wealth have ads?

Neither SBKC Mobile nor UMB Total Wealth shows ads.

### Which is updated more often, SBKC Mobile or UMB Total Wealth?

SBKC Mobile ships an update monthly, and UMB Total Wealth every 13 months. Most recently, SBKC Mobile was updated on November 3, 2026 and UMB Total Wealth on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*