# CODECU vs Bankwithfm Mobile

The clearest difference is monetization model: Bankwithfm Mobile at free against CODECU's ad-supported. Bankwithfm Mobile also leads on iOS requirement (15.0 vs 18.4). CODECU's advantage is review sentiment (64% vs 54%). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for CODECU against 4.7 for Bankwithfm Mobile. Both are backed by a comparable volume of ratings — 1K and 675 respectively. Written reviews are what separate them: 64% of CODECU's written reviews are positive against 54% of Bankwithfm Mobile's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 16, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | CODECU | Bankwithfm Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1K ratings)](https://appshunter.io/ios/app/codecu/id1529314087/reviews)** | [4.7 (675 ratings)](https://appshunter.io/ios/app/bankwithfm-mobile/id1576401536/reviews) |
| Number of ratings | **1K** | 675 |
| Positive reviews | **64.3% of reviews** | 54.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Ad-supported | **Free** |
| Size | 178 MB | 146 MB |
| Requires iOS | 18.4 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [CODE Credit Union](https://appshunter.io/developer/910977935) | [The Farmers and Merchants Bank](https://appshunter.io/developer/777836889) |

## What reviewers say

### CODECU

[App page](https://appshunter.io/ios/app/codecu/id1529314087)

Manage your finances on the go with this mobile banking app. View balances, transfer funds, deposit checks, and make payments. It also offers security features, branch/ATM locators, and transaction organization tools.

**Highlights:** View account balances and transactions, Transfer money between accounts, Mobile check deposit, Make payments to companies and friends, Reorder or turn off debit cards, Find branches and ATMs, Aggregate financial accounts

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Great service
- 🚀 Smooth system to handle accounts and credit cards
- 👍 Amazing employees and banking app
- 👍 User-friendly new website

**What reviewers complain about**

- 🐛 Error reported on credit card in error
- 🐛 Prevented from accessing account due to OS incompatibility
- 🐛 Issues with mobile deposit process
- 🐛 Confusing account balance display
- 🐛 App crashes on transfer screen

**Reported bugs**

- Error reported on credit card in error
- Prevented from accessing account due to OS incompatibility
- Issues with mobile deposit process
- Confusing account balance display
- App crashes on transfer screen

**Requested features**

- Simplify mobile deposit process
- Improve account balance display


### Bankwithfm Mobile

[App page](https://appshunter.io/ios/app/bankwithfm-mobile/id1576401536)

Manage your finances conveniently from your mobile device. Check balances, transfer funds between accounts, pay bills, and deposit checks. Locate nearby branches and ATMs with ease.

**Highlights:** Check account balances and transactions, Transfer funds between accounts, Pay and schedule bills, Deposit checks remotely, Find nearby branches and ATMs

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use interface
- 💰 Convenient mobile banking
- 😊 Excellent customer service
- 🏦 Friendly and helpful staff
- ⭐ High-quality service

**What reviewers complain about**

- 🔒 Excessive password change requirements
- 🐛 Password storage issues
- 🐛 Login difficulties and inconsistencies
- 😞 Missing features from previous version
- ⚠️ App setup problems

**Reported bugs**

- Face recognition not working properly
- Password not saving correctly
- Login authentication failures
- App version compatibility issues

**Requested features**

- Restore payment due date visibility from previous version
- Improve password management and storage
- Reduce mandatory password change frequency
- Enhance biometric authentication reliability


## Frequently asked questions

### Is CODECU free?

CODECU is free to download, with no in-app purchases.

### Is Bankwithfm Mobile free?

Bankwithfm Mobile is free to download, with no in-app purchases.

### Which has better reviews, CODECU or Bankwithfm Mobile?

CODECU is rated higher. CODECU averages 4.8 out of 5 from 1K ratings, while Bankwithfm Mobile averages 4.7 from 675 ratings.

### Do CODECU or Bankwithfm Mobile have ads?

Neither CODECU nor Bankwithfm Mobile shows ads.

### Which is updated more often, CODECU or Bankwithfm Mobile?

CODECU ships an update monthly, and Bankwithfm Mobile monthly. Most recently, CODECU was updated on October 16, 2026 and Bankwithfm Mobile on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*