# CloudPay vs ZaPay

The clearest difference is update cadence: CloudPay at every 5 weeks against ZaPay's every 11 months. ZaPay's advantage is iOS requirement (13.0 vs 18.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CloudPay ships an update every 5 weeks, ZaPay every 11 months. The most recent releases landed on October 4, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | CloudPay | ZaPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.7 (3 ratings)](https://appshunter.io/ios/app/zapay/id1632479997/reviews)** |
| Number of ratings | — | **3** |
| Positive reviews | 50.0% of reviews | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 11 months |
| Monetization | Free | Free |
| Size | 68 MB | 27 MB |
| Requires iOS | 18.0 | **13.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Wezaam](https://appshunter.io/developer/1529573701) | [ZaPay LLC](https://appshunter.io/developer/1632479999) |

## What reviewers say

### CloudPay

[App page](https://appshunter.io/ios/app/cloudpay/id1529573699)

Manage your pay and financial wellbeing with this app. Access payslips, view documents, and get early access to earned wages. It also offers financial education and budgeting tools.

**Highlights:** View payslips and HR documents, Access earned wages early, Financial education and budgeting tools, 24/7 chatbot support, Company announcements, Global coverage

**Features:** macOS Compatibility

**In-app purchases:** none


### ZaPay

[App page](https://appshunter.io/ios/app/zapay/id1632479997)

This app facilitates peer-to-peer lending among friends and family, offering automated payments and scheduled payback dates. It includes in-app chat for communication and a transaction history to track all financial exchanges.

**Highlights:** Automated payments, Scheduled payback dates, In-app chat, Transaction history, Star rating system

**In-app purchases:** none


## Frequently asked questions

### Is CloudPay free?

CloudPay is free to download, with no in-app purchases.

### Is ZaPay free?

ZaPay is free to download, with no in-app purchases.

### Do CloudPay or ZaPay have ads?

Neither CloudPay nor ZaPay shows ads.

### Which is updated more often, CloudPay or ZaPay?

CloudPay ships an update every 5 weeks, and ZaPay every 11 months. Most recently, CloudPay was updated on October 4, 2026 and ZaPay on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*