# UBA Mobile App vs ARM Toolkit

The clearest difference is iOS requirement: ARM Toolkit at 11.0 against UBA Mobile App's 13.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 20, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | UBA Mobile App | ARM Toolkit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.7 (974 ratings)](https://appshunter.io/ios/app/uba-mobile-app/id1529761664/reviews)** | — |
| Number of ratings | **974** | — |
| Positive reviews | 12.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | — |
| Size | 157 MB | 40 MB |
| Requires iOS | 13.0 | **11.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [United Bank For Africa Plc](https://appshunter.io/developer/1125912796) | [ARM Pension Managers PFA Limited](https://appshunter.io/developer/1004990718) |

## What reviewers say

### UBA Mobile App

[App page](https://appshunter.io/ios/app/uba-mobile-app/id1529761664)

Manage your finances, send money, pay bills, and save for your goals with this personal financial manager. It offers features like setting spending limits, instant notifications, and card management. Users can also open new accounts and find nearby branches or ATMs.

**Highlights:** Manage accounts, Send money, Schedule and pay bills, Set spending limits, Save for goals, Card management, Open new accounts

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy to use
- 👍 Simple and intuitive interface
- 🔒 Secure login options
- 💡 Useful features like PDF transaction history

**What reviewers complain about**

- 🐛 Frequent crashes and freezes
- ⚠️ Unreliable connectivity and loading issues
- 🔍 Lack of detailed transaction history
- 🤔 Confusing account management

**Reported bugs**

- Unable to log in or register account
- Disappearing accounts and lost transaction data
- Compatibility issues with newer devices

**Requested features**

- Option to hide account balance
- Biometric authentication for transactions
- Improved customer support and communication


### ARM Toolkit

[App page](https://appshunter.io/ios/app/arm-toolkit/id1641185754)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is UBA Mobile App free?

UBA Mobile App is free to download, with no in-app purchases.

### Is ARM Toolkit free?

ARM Toolkit is free to download, with no in-app purchases.

### Do UBA Mobile App or ARM Toolkit have ads?

Neither UBA Mobile App nor ARM Toolkit shows ads.

### Which is updated more often, UBA Mobile App or ARM Toolkit?

UBA Mobile App ships an update every 2 months, and ARM Toolkit every 2 months. Most recently, UBA Mobile App was updated on October 20, 2026 and ARM Toolkit on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*