# UBA Mobile App vs XedlaPay

The clearest difference is review sentiment: XedlaPay at 100% against UBA Mobile App's 13%. XedlaPay also leads on rating (5.0 vs 2.7) and update cadence (every 3 weeks vs every 2 months). UBA Mobile App's advantage is ratings volume (975 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

XedlaPay holds the better App Store score, 5.0 against 2.7. That said, the two scores are not equally well evidenced: UBA Mobile App has 975 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 13% of UBA Mobile App's written reviews are positive against 100% of XedlaPay's.

UBA Mobile App ships an update every 2 months, XedlaPay every 3 weeks. The most recent releases landed on October 25, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | UBA Mobile App | XedlaPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (975 ratings)](https://appshunter.io/ios/app/uba-mobile-app/id1529761664/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/xedlapay/id6739815843/reviews)** |
| Number of ratings | **975** | 2 |
| Positive reviews | 12.5% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 157 MB | 72 MB |
| Requires iOS | **13.0** | 14.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [United Bank For Africa Plc](https://appshunter.io/developer/1125912796) | [Xedla Pay](https://appshunter.io/developer/1787185142) |

## What reviewers say

### UBA Mobile App

[App page](https://appshunter.io/ios/app/uba-mobile-app/id1529761664)

Manage your finances, send money, pay bills, and save for your goals with this personal financial manager. It offers features like setting spending limits, instant notifications, and card management. Users can also open new accounts and find nearby branches or ATMs.

**Highlights:** Manage accounts, Send money, Schedule and pay bills, Set spending limits, Save for goals, Card management, Open new accounts

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy to use
- 👍 Simple and intuitive interface
- 🔒 Secure login options
- 💡 Useful features like PDF transaction history

**What reviewers complain about**

- 🐛 Frequent crashes and freezes
- ⚠️ Unreliable connectivity and loading issues
- 🔍 Lack of detailed transaction history
- 🤔 Confusing account management

**Reported bugs**

- Unable to log in or register account
- Disappearing accounts and lost transaction data
- Compatibility issues with newer devices

**Requested features**

- Option to hide account balance
- Biometric authentication for transactions
- Improved customer support and communication


### XedlaPay

[App page](https://appshunter.io/ios/app/xedlapay/id6739815843)

This platform provides secure and efficient payment solutions, including an escrow system for buyer-seller trust and live chat for communication. It offers virtual USD cards for international payments and supports various financial transactions like bill payments and airtime top-ups.

**Highlights:** Escrow payment system, Live chat for communication, Virtual USD cards, Intra and inter-bank transfers, Utility bill payments, Airtime and data top-ups

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is UBA Mobile App free?

UBA Mobile App is free to download, with no in-app purchases.

### Is XedlaPay free?

XedlaPay is free to download, with no in-app purchases.

### Which has better reviews, UBA Mobile App or XedlaPay?

XedlaPay is rated higher. UBA Mobile App averages 2.7 out of 5 from 975 ratings, while XedlaPay averages 5.0 from 2 ratings.

### Do UBA Mobile App or XedlaPay have ads?

Neither UBA Mobile App nor XedlaPay shows ads.

### Which is updated more often, UBA Mobile App or XedlaPay?

UBA Mobile App ships an update every 2 months, and XedlaPay every 3 weeks. Most recently, UBA Mobile App was updated on October 25, 2026 and XedlaPay on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*