# UBA Mobile App vs PayRep

The clearest difference is update cadence: PayRep at every 2 weeks against UBA Mobile App's every 2 months. UBA Mobile App's advantage is iOS requirement (13.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UBA Mobile App ships an update every 2 months, PayRep every 2 weeks. The most recent releases landed on October 15, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | UBA Mobile App | PayRep |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.8 (898 ratings)](https://appshunter.io/ios/app/uba-mobile-app/id1529761664/reviews)** | — |
| Number of ratings | **898** | — |
| Positive reviews | 12.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 157 MB | 131 MB |
| Requires iOS | **13.0** | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [United Bank For Africa Plc](https://appshunter.io/developer/1125912796) | [Xchange Box Solutions LTD](https://appshunter.io/developer/1829933274) |

## What reviewers say

### UBA Mobile App

[App page](https://appshunter.io/ios/app/uba-mobile-app/id1529761664)

Manage your finances, send money, pay bills, and save for your goals with this personal financial manager. It offers features like setting spending limits, instant notifications, and card management. Users can also open new accounts and find nearby branches or ATMs.

**Highlights:** Manage accounts, Send money, Schedule and pay bills, Set spending limits, Save for goals, Card management, Open new accounts

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy to use
- 👍 Simple and intuitive interface
- 🔒 Secure login options
- 💡 Useful features like PDF transaction history

**What reviewers complain about**

- 🐛 Frequent crashes and freezes
- ⚠️ Unreliable connectivity and loading issues
- 🔍 Lack of detailed transaction history
- 🤔 Confusing account management

**Reported bugs**

- Unable to log in or register account
- Disappearing accounts and lost transaction data
- Compatibility issues with newer devices

**Requested features**

- Option to hide account balance
- Biometric authentication for transactions
- Improved customer support and communication


### PayRep

[App page](https://appshunter.io/ios/app/payrep/id6749309943)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UBA Mobile App free?

UBA Mobile App is free to download, with no in-app purchases.

### Is PayRep free?

PayRep is free to download, with no in-app purchases.

### Do UBA Mobile App or PayRep have ads?

Neither UBA Mobile App nor PayRep shows ads.

### Which is updated more often, UBA Mobile App or PayRep?

UBA Mobile App ships an update every 2 months, and PayRep every 2 weeks. Most recently, UBA Mobile App was updated on October 15, 2026 and PayRep on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*