# UBA Mobile App vs Stabnance (Formerly Softswapp)

The clearest difference is rating: Stabnance (Formerly Softswapp) at 4.0 against UBA Mobile App's 2.7. Stabnance (Formerly Softswapp) also leads on review sentiment (50% vs 13%) and update cadence (fortnightly vs every 2 months). UBA Mobile App's advantage is ratings volume (979 vs 4) and iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Stabnance (Formerly Softswapp) holds the better App Store score, 4.0 against 2.7. That said, the two scores are not equally well evidenced: UBA Mobile App has 979 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 13% of UBA Mobile App's written reviews are positive against 50% of Stabnance (Formerly Softswapp)'s.

UBA Mobile App ships an update every 2 months, Stabnance (Formerly Softswapp) fortnightly. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | UBA Mobile App | Stabnance (Formerly Softswapp) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.7 (979 ratings)](https://appshunter.io/ios/app/uba-mobile-app/id1529761664/reviews) | **[4.0 (4 ratings)](https://appshunter.io/ios/app/stabnance-formerly-softswapp/id6783290606/reviews)** |
| Number of ratings | **979** | 4 |
| Positive reviews | 12.5% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 157 MB | 62 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [United Bank For Africa Plc](https://appshunter.io/developer/1125912796) | [Stabnance Global Limited](https://appshunter.io/developer/6783290608) |

## What reviewers say

### UBA Mobile App

[App page](https://appshunter.io/ios/app/uba-mobile-app/id1529761664)

Manage your finances, send money, pay bills, and save for your goals with this personal financial manager. It offers features like setting spending limits, instant notifications, and card management. Users can also open new accounts and find nearby branches or ATMs.

**Highlights:** Manage accounts, Send money, Schedule and pay bills, Set spending limits, Save for goals, Card management, Open new accounts

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy to use
- 👍 Simple and intuitive interface
- 🔒 Secure login options
- 💡 Useful features like PDF transaction history

**What reviewers complain about**

- 🐛 Frequent crashes and freezes
- ⚠️ Unreliable connectivity and loading issues
- 🔍 Lack of detailed transaction history
- 🤔 Confusing account management

**Reported bugs**

- Unable to log in or register account
- Disappearing accounts and lost transaction data
- Compatibility issues with newer devices

**Requested features**

- Option to hide account balance
- Biometric authentication for transactions
- Improved customer support and communication


### Stabnance (Formerly Softswapp)

[App page](https://appshunter.io/ios/app/stabnance-formerly-softswapp/id6783290606)

Easily spend your cryptocurrency assets like cash. This app enables instant conversion of stablecoins to Naira and facilitates cross-border payments, offering a secure and regulated way to access your funds.

**Highlights:** Instant stablecoin to Naira conversion, Cross-border payments, Bank-grade security, KYC verification, Regulated infrastructure, Designed for real-world crypto use

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UBA Mobile App free?

UBA Mobile App is free to download, with no in-app purchases.

### Is Stabnance (Formerly Softswapp) free?

Stabnance (Formerly Softswapp) is free to download, with no in-app purchases.

### Which has better reviews, UBA Mobile App or Stabnance (Formerly Softswapp)?

Stabnance (Formerly Softswapp) is rated higher. UBA Mobile App averages 2.7 out of 5 from 979 ratings, while Stabnance (Formerly Softswapp) averages 4.0 from 4 ratings.

### Do UBA Mobile App or Stabnance (Formerly Softswapp) have ads?

Neither UBA Mobile App nor Stabnance (Formerly Softswapp) shows ads.

### Which is updated more often, UBA Mobile App or Stabnance (Formerly Softswapp)?

UBA Mobile App ships an update every 2 months, and Stabnance (Formerly Softswapp) fortnightly. Most recently, UBA Mobile App was updated on October 28, 2026 and Stabnance (Formerly Softswapp) on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*