# Pago Chinchin vs AccessPay

The clearest difference is rating: AccessPay at 4.6 against Pago Chinchin's 4.4. Pago Chinchin's advantage is iOS requirement (12.0 vs 15.6). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AccessPay holds the better App Store score, 4.6 against 4.4. Both are backed by a comparable volume of ratings — 26 and 11 respectively. Written reviews point the same way: 60% of Pago Chinchin's written reviews are positive against 67% of AccessPay's.

Pago Chinchin ships an update monthly, AccessPay every 3 weeks. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Pago Chinchin | AccessPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (26 ratings)](https://appshunter.io/ios/app/pago-chinchin/id1529810682/reviews) | **[4.6 (11 ratings)](https://appshunter.io/ios/app/accesspay/id6740498074/reviews)** |
| Number of ratings | **26** | 11 |
| Positive reviews | 60.0% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 51 MB | 100 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [SOLUCIONES FINANCIERAS CHINCHIN C.A.](https://appshunter.io/developer/1529768470) | [Corporacion 7NET](https://appshunter.io/developer/1790259504) |

## What reviewers say

### Pago Chinchin

[App page](https://appshunter.io/ios/app/pago-chinchin/id1529810682)

This app provides a secure and fast platform for millions of people and businesses to manage their money. It offers innovative technological solutions to simplify daily financial transactions with low operational costs and automated processes.

**Highlights:** Secure money movement, Fast transactions, Low operational costs, Automated processes, Innovative payment alternatives, Digital ecosystem for businesses

**Features:** macOS Compatibility

**In-app purchases:** none


### AccessPay

[App page](https://appshunter.io/ios/app/accesspay/id6740498074)

This app offers a secure and user-friendly platform for various electronic payment solutions. It allows for interbank transactions, QR/NFC payments, and digital card management, aiming to simplify financial operations.

**Highlights:** Tokenized card payments, QR and NFC payments, Interbank P2P transfers, Digital prepaid card, Payment links, Virtual lock security

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Pago Chinchin free?

Pago Chinchin is free to download, with no in-app purchases.

### Is AccessPay free?

AccessPay is free to download, with no in-app purchases.

### Which has better reviews, Pago Chinchin or AccessPay?

AccessPay is rated higher. Pago Chinchin averages 4.4 out of 5 from 26 ratings, while AccessPay averages 4.6 from 11 ratings.

### Do Pago Chinchin or AccessPay have ads?

Neither Pago Chinchin nor AccessPay shows ads.

### Which is updated more often, Pago Chinchin or AccessPay?

Pago Chinchin ships an update monthly, and AccessPay every 3 weeks. Most recently, Pago Chinchin was updated on October 20, 2026 and AccessPay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*