# FasterPay vs Finsei

The clearest difference is rating: Finsei at 4.8 against FasterPay's 3.5. FasterPay's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Finsei holds the better App Store score, 4.8 against 3.5. That said, the two scores are not equally well evidenced: FasterPay has 31 ratings behind it against 5, so its average is the more settled of the two.

FasterPay ships an update every 2 weeks, Finsei every 3 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | FasterPay | Finsei |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (31 ratings)](https://appshunter.io/ios/app/fasterpay/id1529867031/reviews) | **[4.8 (5 ratings)](https://appshunter.io/ios/app/finsei-smart-banking-and-cards/id1633299737/reviews)** |
| Number of ratings | **31** | 5 |
| Positive reviews | 18.2% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 165 MB | 151 MB |
| Requires iOS | **15** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [FasterPay Ltd](https://appshunter.io/developer/1529867033) | [Finsei LTD](https://appshunter.io/developer/1633299739) |

## What reviewers say

### FasterPay

[App page](https://appshunter.io/ios/app/fasterpay/id1529867031)

Send and receive money globally, make instant online purchases, and manage multiple currencies. Track your transactions with real-time notifications and enjoy secure storage for your payment cards. Offers fast registration and 24/7 support.

**Highlights:** Cross-border payments, Instant online purchases, Encrypted card vault, Universal QR code payments, Instant money transfers, International bank transfers, Multi-currency support

**Features:** Vision Pro support

**In-app purchases:** none


### Finsei

[App page](https://appshunter.io/ios/app/finsei-smart-banking-and-cards/id1633299737)

Manage personal and business finances with multi-currency accounts and Visa cards. Track spending, set limits, and make global payments easily. Ideal for individuals and companies operating internationally.

**Highlights:** Multi-currency accounts, Virtual and physical Visa cards, Team spending management, Real-time transaction tracking, Global payments and transfers, Budgeting by project/department, Instant card controls

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FasterPay free?

FasterPay is free to download, with no in-app purchases.

### Is Finsei free?

Finsei is free to download, with no in-app purchases.

### Which has better reviews, FasterPay or Finsei?

Finsei is rated higher. FasterPay averages 3.5 out of 5 from 31 ratings, while Finsei averages 4.8 from 5 ratings.

### Do FasterPay or Finsei have ads?

Finsei shows ads; FasterPay does not.

### Which is updated more often, FasterPay or Finsei?

FasterPay ships an update every 2 weeks, and Finsei every 3 weeks. Most recently, FasterPay was updated on October 24, 2026 and Finsei on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*