# F vs h.way

The clearest difference is rating: h.way at 3.5 against F's 2.8. h.way also leads on in-app purchases (none vs 8) and ratings volume (99 vs 16). F's advantage is review sentiment (76% vs 47%). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. F sells 7 in-app purchases, starting at $1.99 per 7 days. h.way asks for nothing beyond the download.

h.way holds the better App Store score, 3.5 against 2.8. That said, the two scores are not equally well evidenced: h.way has 99 ratings behind it against 16, so its average is the more settled of the two. Written reviews complicate that: 76% of F's written reviews are positive against 47% of h.way's, so the app with the better star average is not the one people write more warmly about.

F ships an update monthly, h.way every 3 weeks. The most recent releases landed on October 25, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | F | h.way |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.8 (16 ratings)](https://appshunter.io/ios/app/f-protect/id1529875974/reviews) | **[3.5 (99 ratings)](https://appshunter.io/ios/app/hway/id1635450512/reviews)** |
| Number of ratings | 16 | **99** |
| Positive reviews | **75.8% of reviews** | 47.3% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Subscription | **Free** |
| Size | 45 MB | 310 MB |
| Requires iOS | 12.0 | **9.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [LEEDS LIFESCIENCE LIMITED](https://appshunter.io/developer/1529875976) | [numi apps](https://appshunter.io/developer/1635450514) |

## What reviewers say

### F

[App page](https://appshunter.io/ios/app/f-protect/id1529875974)

Manage your income and expenses with this intuitive finance app. Track spending, plan budgets, and secure your financial data. Stay in control of your money and avoid unexpected shortfalls.

**Highlights:** Track income and expenses, Add income sources and accounts, Categorize expenses, Plan budgets, Secure financial data with PIN/biometrics, Export data to CSV, Create repeating operations

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly premium | $1.99 | per 7 days |
| Premium | $9.99 | per 7 days |
| Monthly premium | $11.99 | per month |
| Weekly premium | $12.99 | per 7 days |
| Monthly premium | $47.99 | per month |
| Yearly premium | $59.99 | per year |
| Yearly premium | $99.99 | per year |

**What reviewers like**

- 👍 Easy to use and understand
- 🚀 Helpful in managing finances
- 💡 Customizable and feature-rich
- 🔒 Secure with password, Touch ID, and Face ID options
- 📈 Provides detailed expense tracking and budgeting

**What reviewers complain about**

- 🐛 Occasional issues with unauthorized charges
- 🤔 Confusing for some users
- 💰 Expensive subscription fees

**Reported bugs**

- App crashes on older devices
- Syncing issues between devices

**Requested features**

- Export data to CSV format
- Improved notification system
- Integration with more bank accounts


### h.way

[App page](https://appshunter.io/ios/app/hway/id1635450512)

This app offers a banking experience designed for your community, allowing you to manage money without minimum balances or surcharges. It provides a Mastercard debit card with identity theft protection, early payday access, and fee-free ATM withdrawals. Funds are FDIC-insured for your security.

**Highlights:** No SSN required for signup, No minimum balance or surcharges, FDIC-insured funds, Mastercard debit card with ID theft protection, Early payday access, Fee-free ATM network, Instant money transfers

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is F free?

F is free to download, with in-app purchases available.

### Is h.way free?

h.way is free to download, with no in-app purchases.

### Which has better reviews, F or h.way?

h.way is rated higher. F averages 2.8 out of 5 from 16 ratings, while h.way averages 3.5 from 99 ratings.

### Do F or h.way have ads?

Neither F nor h.way shows ads.

### Which is updated more often, F or h.way?

F ships an update monthly, and h.way every 3 weeks. Most recently, F was updated on October 25, 2026 and h.way on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*