# JH Bloom FI vs Relam Pay

The clearest difference is iOS requirement: Relam Pay at 11.0 against JH Bloom FI's 18.4. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly monthly. Both last shipped on November 3, 2026.

## The numbers

| Metric | JH Bloom FI | Relam Pay |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Size | 197 MB | 78 MB |
| Requires iOS | 18.4 | **11.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Jack Henry and Associates, Inc.](https://appshunter.io/developer/1229273746) | [LubyAll LLC](https://appshunter.io/developer/1657171427) |

## What reviewers say

### JH Bloom FI

[App page](https://appshunter.io/ios/app/jh-bloom-fi/id1529901511)

**Features:** Apple Wallet

**In-app purchases:** none


### Relam Pay

[App page](https://appshunter.io/ios/app/relam-pay/id6444833583)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is JH Bloom FI free?

JH Bloom FI is free to download, with no in-app purchases.

### Is Relam Pay free?

Relam Pay is free to download, with no in-app purchases.

### Do JH Bloom FI or Relam Pay have ads?

Neither JH Bloom FI nor Relam Pay shows ads.

### Which is updated more often, JH Bloom FI or Relam Pay?

JH Bloom FI ships an update monthly, and Relam Pay monthly. Most recently, JH Bloom FI was updated on November 3, 2026 and Relam Pay on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*