# DigiCarte vs Paysmart

The clearest difference is rating: DigiCarte at 3.0 against Paysmart's 1.0. DigiCarte also leads on ads (none vs shown) and monetization model (free vs ad-supported). Paysmart's advantage is update cadence (every 2 weeks vs every 61 months) and review sentiment (25% vs 0%). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DigiCarte holds the better App Store score, 3.0 against 1.0. Both are backed by a comparable volume of ratings — 3 and 2 respectively. Written reviews complicate that: 0% of DigiCarte's written reviews are positive against 25% of Paysmart's, so the app with the better star average is not the one people write more warmly about.

DigiCarte ships an update every 61 months, Paysmart every 2 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | DigiCarte | Paysmart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (3 ratings)](https://appshunter.io/ios/app/digicarte/id1530174709/reviews)** | [1.0 (2 ratings)](https://appshunter.io/ios/app/paysmart/id1668404663/reviews) |
| Number of ratings | **3** | 2 |
| Positive reviews | 0.0% of reviews | **25.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 61 months | **Every 2 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 30 MB | 48 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [STB Finance](https://appshunter.io/developer/1525537232) | [SOCIETE MONETIQUE TUNISIE](https://appshunter.io/developer/1668404665) |

## What reviewers say

### DigiCarte

[App page](https://appshunter.io/ios/app/digicarte/id1530174709)

Securely manage your national and international cards. Keep all your payment information organized and accessible in one place.

**Highlights:** Secure card management, National and international card support, Organized information storage, Accessible payment details

**Features:** macOS Compatibility

**In-app purchases:** none


### Paysmart

[App page](https://appshunter.io/ios/app/paysmart/id1668404663)

Manage and pay your bills digitally with real-time bill viewing and secure online payments. Track your payment history and visualize your spending with a dedicated dashboard. Get support 24/7 for any questions or claims.

**Highlights:** Real-time bill consultation, Automatic favorite bill updates, Secure digital bill payment, Payment history tracking, Spending visualization dashboard, 24/7 support and claims service

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is DigiCarte free?

DigiCarte is free to download, with no in-app purchases.

### Is Paysmart free?

Paysmart is free to download, with no in-app purchases.

### Which has better reviews, DigiCarte or Paysmart?

DigiCarte is rated higher. DigiCarte averages 3.0 out of 5 from 3 ratings, while Paysmart averages 1.0 from 2 ratings.

### Do DigiCarte or Paysmart have ads?

Paysmart shows ads; DigiCarte does not.

### Which is updated more often, DigiCarte or Paysmart?

DigiCarte ships an update every 61 months, and Paysmart every 2 weeks. Most recently, DigiCarte was updated on November 3, 2026 and Paysmart on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*