# Max CPF vs Secrets

The clearest difference is ads: Secrets at none against Max CPF's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Max CPF ships an update every 2 months, Secrets every 4 months. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Max CPF | Secrets |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 months** | Every 4 months |
| Monetization | Ad-supported | — |
| Size | 29 MB | 59 MB |
| Requires iOS | 12.0 | 12.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Novanet Solutions](https://appshunter.io/developer/1482778283) | [JIE WANG](https://appshunter.io/developer/1119473827) |

## What reviewers say

### Max CPF

[App page](https://appshunter.io/ios/app/max-cpf/id1530422209)

This calculator helps you determine the maximum amount of CPF you can use and your HDB loan eligibility under new regulations. It provides clarity on total CPF usage with changes effective from May 10, 2019.

**Highlights:** CPF usage calculator, HDB loan eligibility check, New rule compliance, Updated CPF usage rules, Loan eligibility assessment

**Features:** macOS Compatibility

**In-app purchases:** none


### Secrets

[App page](https://appshunter.io/ios/app/secrets-confidential-manager/id1592823417)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Max CPF free?

Max CPF is free to download, with no in-app purchases.

### Is Secrets free?

Secrets is free to download, with no in-app purchases.

### Do Max CPF or Secrets have ads?

Max CPF shows ads; Secrets does not.

### Which is updated more often, Max CPF or Secrets?

Max CPF ships an update every 2 months, and Secrets every 4 months. Most recently, Max CPF was updated on October 29, 2026 and Secrets on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*