# hipay vs NEO.App

The clearest difference is rating: NEO.App at 5.0 against hipay's 4.1. NEO.App also leads on update cadence (every 5 days vs every 5 weeks). hipay's advantage is ratings volume (16 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NEO.App holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: hipay has 16 ratings behind it against 1, so its average is the more settled of the two.

hipay ships an update every 5 weeks, NEO.App every 5 days. The most recent releases landed on October 24, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | hipay | NEO.App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (16 ratings)](https://appshunter.io/ios/app/hipay/id1530550896/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/neoapp/id6737226606/reviews)** |
| Number of ratings | **16** | 1 |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 5 days** |
| Monetization | Free | Free |
| Size | 105 MB | 176 MB |
| Requires iOS | **15.6** | 16.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [High Payment Solutions LLC](https://appshunter.io/developer/1517340005) | [Bonum LLC](https://appshunter.io/developer/1773698580) |

## What reviewers say

### hipay

[App page](https://appshunter.io/ios/app/hipay/id1530550896)

This app allows users to make instant payments at over 13,000 merchants in Mongolia and internationally. It also facilitates cross-border transactions for tickets and eSIMs, and offers financial services like loans, insurance, and investments. Explore mini-apps for entertainment, shopping, and more.

**Highlights:** Instant payments at 13,000+ Mongolian merchants, Cross-border payments for tickets and eSIMs, Access to loans, insurance, and investments, Mini apps for entertainment and shopping, Global payment acceptance for merchants

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### NEO.App

[App page](https://appshunter.io/ios/app/neoapp/id6737226606)

A comprehensive system designed to simplify daily tasks, making them faster, smarter, and more seamless. Experience a new way to manage your life with a personalized approach and a clean interface.

**Highlights:** Smart and clean user interface, Personalized experience, Multiple functionalities, Task simplification, Seamless daily operations

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is hipay free?

hipay is free to download, with no in-app purchases.

### Is NEO.App free?

NEO.App is free to download, with no in-app purchases.

### Which has better reviews, hipay or NEO.App?

NEO.App is rated higher. hipay averages 4.1 out of 5 from 16 ratings, while NEO.App averages 5.0 from 1 ratings.

### Do hipay or NEO.App have ads?

Neither hipay nor NEO.App shows ads.

### Which is updated more often, hipay or NEO.App?

hipay ships an update every 5 weeks, and NEO.App every 5 days. Most recently, hipay was updated on October 24, 2026 and NEO.App on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*