# hipay vs mmart max point

The clearest difference is rating: hipay at 4.1 against mmart max point's 1.0. hipay also leads on ratings volume (16 vs 1). mmart max point's advantage is update cadence (every 9 days vs every 5 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

hipay holds the better App Store score, 4.1 against 1.0. That said, the two scores are not equally well evidenced: hipay has 16 ratings behind it against 1, so its average is the more settled of the two.

hipay ships an update every 5 weeks, mmart max point every 9 days. The most recent releases landed on October 29, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | hipay | mmart max point |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (16 ratings)](https://appshunter.io/ios/app/hipay/id1530550896/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/mmart-max-point/id6744093094/reviews) |
| Number of ratings | **16** | 1 |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 9 days** |
| Monetization | Free | Free |
| Size | 105 MB | 59 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [High Payment Solutions LLC](https://appshunter.io/developer/1517340005) | [Blueprint Solution LLC](https://appshunter.io/developer/1852680106) |

## What reviewers say

### hipay

[App page](https://appshunter.io/ios/app/hipay/id1530550896)

This app allows users to make instant payments at over 13,000 merchants in Mongolia and internationally. It also facilitates cross-border transactions for tickets and eSIMs, and offers financial services like loans, insurance, and investments. Explore mini-apps for entertainment, shopping, and more.

**Highlights:** Instant payments at 13,000+ Mongolian merchants, Cross-border payments for tickets and eSIMs, Access to loans, insurance, and investments, Mini apps for entertainment and shopping, Global payment acceptance for merchants

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### mmart max point

[App page](https://appshunter.io/ios/app/mmart-max-point/id6744093094)

Track your loyalty points and discover exclusive deals from your favorite stores. Access product information conveniently within the app.

**Highlights:** Track loyalty points, View exclusive deals, Explore product information, Shop rewards

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is hipay free?

hipay is free to download, with no in-app purchases.

### Is mmart max point free?

mmart max point is free to download, with no in-app purchases.

### Which has better reviews, hipay or mmart max point?

hipay is rated higher. hipay averages 4.1 out of 5 from 16 ratings, while mmart max point averages 1.0 from 1 ratings.

### Do hipay or mmart max point have ads?

Neither hipay nor mmart max point shows ads.

### Which is updated more often, hipay or mmart max point?

hipay ships an update every 5 weeks, and mmart max point every 9 days. Most recently, hipay was updated on October 29, 2026 and mmart max point on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*