# hipay vs UMUG

The clearest difference is iOS requirement: UMUG at 13.0 against hipay's 15.6. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | hipay | UMUG |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (16 ratings)](https://appshunter.io/ios/app/hipay/id1530550896/reviews)** | — |
| Number of ratings | **16** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | — |
| Monetization | Free | — |
| Size | 105 MB | 21 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [High Payment Solutions LLC](https://appshunter.io/developer/1517340005) | [Zoljargal Munkhbat](https://appshunter.io/developer/1688686301) |

## What reviewers say

### hipay

[App page](https://appshunter.io/ios/app/hipay/id1530550896)

This app allows users to make instant payments at over 13,000 merchants in Mongolia and internationally. It also facilitates cross-border transactions for tickets and eSIMs, and offers financial services like loans, insurance, and investments. Explore mini-apps for entertainment, shopping, and more.

**Highlights:** Instant payments at 13,000+ Mongolian merchants, Cross-border payments for tickets and eSIMs, Access to loans, insurance, and investments, Mini apps for entertainment and shopping, Global payment acceptance for merchants

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### UMUG

[App page](https://appshunter.io/ios/app/umug/id6796582108)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is hipay free?

hipay is free to download, with no in-app purchases.

### Is UMUG free?

UMUG is free to download, with no in-app purchases.

### Do hipay or UMUG have ads?

Neither hipay nor UMUG shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*