# Chip vs Temp Button

The clearest difference is rating: Temp Button at 5.0 against Chip's 3.8. Temp Button also leads on monetization model (free vs freemium) and update cadence (every 11 days vs monthly). Chip's advantage is ratings volume (13 vs 1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Temp Button holds the better App Store score, 5.0 against 3.8. That said, the two scores are not equally well evidenced: Chip has 13 ratings behind it against 1, so its average is the more settled of the two.

Chip ships an update monthly, Temp Button every 11 days. The most recent releases landed on October 24, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Chip | Temp Button |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (13 ratings)](https://appshunter.io/ios/app/chip-paying-off-student-loans/id1530593550/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/temp-button/id1613516802/reviews)** |
| Number of ratings | **13** | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 11 days** |
| Monetization | Freemium | **Free** |
| Size | 47 MB | 56 MB |
| Requires iOS | 15.6 | **11.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Chip, LLC](https://appshunter.io/developer/1530593552) | [Avenue A Staffing, Inc.](https://appshunter.io/developer/1516505379) |

## What reviewers say

### Chip

[App page](https://appshunter.io/ios/app/chip-paying-off-student-loans/id1530593550)

This app helps you pay off student loans faster by automatically saving spare change from your purchases. It rounds up transactions to the nearest dollar and uses the accumulated amount to make direct payments towards your debt, reducing interest and loan term.

**Highlights:** Automated spare change round-ups, Direct loan payments, Interest payment reduction, Reduced loan term length, Connects to 10,000+ financial institutions, IFDC secured banking account

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Temp Button

[App page](https://appshunter.io/ios/app/temp-button/id1613516802)

This app simplifies payroll, invoicing, and timesheet management for businesses. It offers easy employee onboarding, automated invoicing, and direct deposit for seamless financial operations.

**Highlights:** Employee self-onboarding, Mobile timesheet submission, One-click timesheet approval, 50-state payroll integration, Automated invoicing, Direct deposit payments, Automated pay stubs

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Chip free?

Chip is free to download, with no in-app purchases.

### Is Temp Button free?

Temp Button is free to download, with no in-app purchases.

### Which has better reviews, Chip or Temp Button?

Temp Button is rated higher. Chip averages 3.8 out of 5 from 13 ratings, while Temp Button averages 5.0 from 1 ratings.

### Do Chip or Temp Button have ads?

Neither Chip nor Temp Button shows ads.

### Which is updated more often, Chip or Temp Button?

Chip ships an update monthly, and Temp Button every 11 days. Most recently, Chip was updated on October 24, 2026 and Temp Button on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*