# MODO vs Nubi

The clearest difference is rating: MODO at 4.8 against Nubi's 4.0. MODO also leads on ratings volume (1.3K vs 4) and update cadence (weekly vs every 2 weeks). Nubi's advantage is ads (none vs shown). On price, review sentiment, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MODO holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: MODO has 1.3K ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 28% of MODO's written reviews are positive against 34% of Nubi's, so the app with the better star average is not the one people write more warmly about.

MODO ships an update weekly, Nubi every 2 weeks. The most recent releases landed on October 12, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | MODO | Nubi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/modo/id1530606263/reviews)** | [4.0 (4 ratings)](https://appshunter.io/ios/app/nubi-soluciones-digitales/id1572507421/reviews) |
| Number of ratings | **1.3K** | 4 |
| Positive reviews | 27.9% of reviews | **34.1% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 2 weeks |
| Monetization | Free | Free |
| Size | 200 MB | 112 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [Play Digital SA](https://appshunter.io/developer/1527103696) | [Nubi S.A.](https://appshunter.io/developer/1539191149) |

## What reviewers say

### MODO

[App page](https://appshunter.io/ios/app/modo/id1530606263)

Simplify your daily life by connecting bank accounts and cards. Pay with QR or contactless, discover instant benefits and discounts, and access various services like recharges and gift cards. Transfer money easily to contacts without needing their bank details.

**Highlights:** Connect bank accounts and cards, QR and contactless payments, Discover instant discounts and benefits, Recharge services (SUBE, mobile, etc.), Send money to contacts without CBU/alias, View all account balances

**In-app purchases:** none

**What reviewers like**

- 💰 Excellent discounts and promotions
- 💳 Centralized payment options
- ⚡ Fast and efficient

**What reviewers complain about**

- 🐛 Frequent crashes and errors
- 🔒 Issues with identity verification
- 🔌 Compatibility problems with iOS updates
- 🔍 Unreliable search and promotion features
- 🤖 Poor customer support and unresolved issues

**Reported bugs**

- Login and registration failures
- Inability to transfer funds or make payments
- Glitches with QR code scanning

**Requested features**

- Add NFC payment support
- Improve notification settings
- Streamline account management and linking


### Nubi

[App page](https://appshunter.io/ios/app/nubi-soluciones-digitales/id1572507421)

Manage your flexible employee benefits and company expenses with a comprehensive digital solution. Access a worldwide accepted VISA digital card, track your balance and expenses, and link to digital wallets and delivery apps.

**Highlights:** Flexible employee benefits, Worldwide accepted VISA digital card, Expense management app, Link to digital wallets, Balance and movement tracking, Receipt upload

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MODO free?

MODO is free to download, with no in-app purchases.

### Is Nubi free?

Nubi is free to download, with no in-app purchases.

### Which has better reviews, MODO or Nubi?

MODO is rated higher. MODO averages 4.8 out of 5 from 1.3K ratings, while Nubi averages 4.0 from 4 ratings.

### Do MODO or Nubi have ads?

MODO shows ads; Nubi does not.

### Which is updated more often, MODO or Nubi?

MODO ships an update weekly, and Nubi every 2 weeks. Most recently, MODO was updated on October 12, 2026 and Nubi on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*