# MODO vs Munibanking

The clearest difference is ads: Munibanking at none against MODO's shown. Munibanking also leads on rating (5.0 vs 4.8). MODO's advantage is ratings volume (1.3K vs 1) and update cadence (weekly vs monthly). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Munibanking holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MODO has 1.3K ratings behind it against 1, so its average is the more settled of the two.

MODO ships an update weekly, Munibanking monthly. The most recent releases landed on September 26, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | MODO | Munibanking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.3K ratings)](https://appshunter.io/ios/app/modo/id1530606263/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/munibanking/id6447310423/reviews)** |
| Number of ratings | **1.3K** | 1 |
| Positive reviews | 27.9% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Monthly |
| Monetization | Free | Free |
| Size | 193 MB | 84 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | iPhone |
| Age rating | 12+ | 12+ |
| Developer | [Play Digital SA](https://appshunter.io/developer/1527103696) | [Banco Municipal de Rosario](https://appshunter.io/developer/1512353695) |

## What reviewers say

### MODO

[App page](https://appshunter.io/ios/app/modo/id1530606263)

Simplify your daily life by connecting bank accounts and cards. Pay with QR or contactless, discover instant benefits and discounts, and access various services like recharges and gift cards. Transfer money easily to contacts without needing their bank details.

**Highlights:** Connect bank accounts and cards, QR and contactless payments, Discover instant discounts and benefits, Recharge services (SUBE, mobile, etc.), Send money to contacts without CBU/alias, View all account balances

**In-app purchases:** none

**What reviewers like**

- 💰 Excellent discounts and promotions
- 💳 Centralized payment options
- ⚡ Fast and efficient

**What reviewers complain about**

- 🐛 Frequent crashes and errors
- 🔒 Issues with identity verification
- 🔌 Compatibility problems with iOS updates
- 🔍 Unreliable search and promotion features
- 🤖 Poor customer support and unresolved issues

**Reported bugs**

- Login and registration failures
- Inability to transfer funds or make payments
- Glitches with QR code scanning

**Requested features**

- Add NFC payment support
- Improve notification settings
- Streamline account management and linking


### Munibanking

[App page](https://appshunter.io/ios/app/munibanking/id6447310423)

Manage your finances securely and quickly from your mobile device. Perform operations like checking balances, making transfers, and paying bills. Recharge your transport card and mobile phone with ease.

**Highlights:** Consult balances and movements, Generate tokens, Secure transfers, Pay and adhere taxes and services, Recharge transport and mobile, Fast and secure operations

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is MODO free?

MODO is free to download, with no in-app purchases.

### Is Munibanking free?

Munibanking is free to download, with no in-app purchases.

### Which has better reviews, MODO or Munibanking?

Munibanking is rated higher. MODO averages 4.8 out of 5 from 1.3K ratings, while Munibanking averages 5.0 from 1 ratings.

### Do MODO or Munibanking have ads?

MODO shows ads; Munibanking does not.

### Which is updated more often, MODO or Munibanking?

MODO ships an update weekly, and Munibanking monthly. Most recently, MODO was updated on September 26, 2026 and Munibanking on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*