# MODO vs Cuenta Clara

The clearest difference is ads: Cuenta Clara at none against MODO's shown. Cuenta Clara also leads on rating (5.0 vs 4.8) and device support (3 vs 1). MODO's advantage is ratings volume (1.3K vs 1). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cuenta Clara holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MODO has 1.3K ratings behind it against 1, so its average is the more settled of the two.

MODO ships an update weekly, Cuenta Clara every 2 weeks. The most recent releases landed on October 20, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | MODO | Cuenta Clara |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.3K ratings)](https://appshunter.io/ios/app/modo/id1530606263/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/cuenta-clara/id6743010799/reviews)** |
| Number of ratings | **1.3K** | 1 |
| Positive reviews | 27.9% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 2 weeks |
| Monetization | Free | Free |
| Size | 200 MB | 57 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [Play Digital SA](https://appshunter.io/developer/1527103696) | [Manuel Duarte](https://appshunter.io/developer/1713428056) |

## What reviewers say

### MODO

[App page](https://appshunter.io/ios/app/modo/id1530606263)

Simplify your daily life by connecting bank accounts and cards. Pay with QR or contactless, discover instant benefits and discounts, and access various services like recharges and gift cards. Transfer money easily to contacts without needing their bank details.

**Highlights:** Connect bank accounts and cards, QR and contactless payments, Discover instant discounts and benefits, Recharge services (SUBE, mobile, etc.), Send money to contacts without CBU/alias, View all account balances

**In-app purchases:** none

**What reviewers like**

- 💰 Excellent discounts and promotions
- 💳 Centralized payment options
- ⚡ Fast and efficient

**What reviewers complain about**

- 🐛 Frequent crashes and errors
- 🔒 Issues with identity verification
- 🔌 Compatibility problems with iOS updates
- 🔍 Unreliable search and promotion features
- 🤖 Poor customer support and unresolved issues

**Reported bugs**

- Login and registration failures
- Inability to transfer funds or make payments
- Glitches with QR code scanning

**Requested features**

- Add NFC payment support
- Improve notification settings
- Streamline account management and linking


### Cuenta Clara

[App page](https://appshunter.io/ios/app/cuenta-clara/id6743010799)

Easily divide bills and track shared expenses among friends or groups. This app simplifies calculations for trips, dinners, and shared living situations, ensuring fair settlement.

**Highlights:** Quick expense splitting, Organize by groups and events, Clear balance tracking, Detailed payment history, Settlement reminders, User-friendly interface

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MODO free?

MODO is free to download, with no in-app purchases.

### Is Cuenta Clara free?

Cuenta Clara is free to download, with no in-app purchases.

### Which has better reviews, MODO or Cuenta Clara?

Cuenta Clara is rated higher. MODO averages 4.8 out of 5 from 1.3K ratings, while Cuenta Clara averages 5.0 from 1 ratings.

### Do MODO or Cuenta Clara have ads?

MODO shows ads; Cuenta Clara does not.

### Which is updated more often, MODO or Cuenta Clara?

MODO ships an update weekly, and Cuenta Clara every 2 weeks. Most recently, MODO was updated on October 20, 2026 and Cuenta Clara on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*