# MODO vs miCash

The clearest difference is ads: miCash at none against MODO's shown. miCash also leads on device support (3 vs 1). MODO's advantage is update cadence (weekly vs every 4 months). On price, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MODO ships an update weekly, miCash every 4 months. The most recent releases landed on October 2, 2026 and September 8, 2026 respectively.

## The numbers

| Metric | MODO | miCash |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/modo/id1530606263/reviews)** | — |
| Number of ratings | **1.3K** | — |
| Positive reviews | 27.9% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 4 months |
| Monetization | Free | — |
| Size | 200 MB | 16 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [Play Digital SA](https://appshunter.io/developer/1527103696) | [Mutual Sarmiento](https://appshunter.io/developer/1859043311) |

## What reviewers say

### MODO

[App page](https://appshunter.io/ios/app/modo/id1530606263)

Simplify your daily life by connecting bank accounts and cards. Pay with QR or contactless, discover instant benefits and discounts, and access various services like recharges and gift cards. Transfer money easily to contacts without needing their bank details.

**Highlights:** Connect bank accounts and cards, QR and contactless payments, Discover instant discounts and benefits, Recharge services (SUBE, mobile, etc.), Send money to contacts without CBU/alias, View all account balances

**In-app purchases:** none

**What reviewers like**

- 💰 Excellent discounts and promotions
- 💳 Centralized payment options
- ⚡ Fast and efficient

**What reviewers complain about**

- 🐛 Frequent crashes and errors
- 🔒 Issues with identity verification
- 🔌 Compatibility problems with iOS updates
- 🔍 Unreliable search and promotion features
- 🤖 Poor customer support and unresolved issues

**Reported bugs**

- Login and registration failures
- Inability to transfer funds or make payments
- Glitches with QR code scanning

**Requested features**

- Add NFC payment support
- Improve notification settings
- Streamline account management and linking


### miCash

[App page](https://appshunter.io/ios/app/micash/id6756196504)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MODO free?

MODO is free to download, with no in-app purchases.

### Is miCash free?

miCash is free to download, with no in-app purchases.

### Do MODO or miCash have ads?

MODO shows ads; miCash does not.

### Which is updated more often, MODO or miCash?

MODO ships an update weekly, and miCash every 4 months. Most recently, MODO was updated on October 2, 2026 and miCash on September 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*