# MODO vs Ramona Homebanking

The clearest difference is ads: Ramona Homebanking at none against MODO's shown. Ramona Homebanking also leads on device support (3 vs 1) and iOS requirement (13.0 vs 16.0). MODO's advantage is update cadence (weekly vs every 2 months). On price and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MODO ships an update weekly, Ramona Homebanking every 2 months. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | MODO | Ramona Homebanking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/modo/id1530606263/reviews)** | — |
| Number of ratings | **1.3K** | — |
| Positive reviews | 27.9% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 2 months |
| Monetization | Free | — |
| Size | 206 MB | 17 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [Play Digital SA](https://appshunter.io/developer/1527103696) | [Mutual Regional Ramona](https://appshunter.io/developer/1867217016) |

## What reviewers say

### MODO

[App page](https://appshunter.io/ios/app/modo/id1530606263)

Simplify your daily life by connecting bank accounts and cards. Pay with QR or contactless, discover instant benefits and discounts, and access various services like recharges and gift cards. Transfer money easily to contacts without needing their bank details.

**Highlights:** Connect bank accounts and cards, QR and contactless payments, Discover instant discounts and benefits, Recharge services (SUBE, mobile, etc.), Send money to contacts without CBU/alias, View all account balances

**In-app purchases:** none

**What reviewers like**

- 💰 Excellent discounts and promotions
- 💳 Centralized payment options
- ⚡ Fast and efficient

**What reviewers complain about**

- 🐛 Frequent crashes and errors
- 🔒 Issues with identity verification
- 🔌 Compatibility problems with iOS updates
- 🔍 Unreliable search and promotion features
- 🤖 Poor customer support and unresolved issues

**Reported bugs**

- Login and registration failures
- Inability to transfer funds or make payments
- Glitches with QR code scanning

**Requested features**

- Add NFC payment support
- Improve notification settings
- Streamline account management and linking


### Ramona Homebanking

[App page](https://appshunter.io/ios/app/ramona-homebanking/id6757487007)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MODO free?

MODO is free to download, with no in-app purchases.

### Is Ramona Homebanking free?

Ramona Homebanking is free to download, with no in-app purchases.

### Do MODO or Ramona Homebanking have ads?

MODO shows ads; Ramona Homebanking does not.

### Which is updated more often, MODO or Ramona Homebanking?

MODO ships an update weekly, and Ramona Homebanking every 2 months. Most recently, MODO was updated on November 3, 2026 and Ramona Homebanking on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*